Illustration of home

Build your wealth.

Invest in thousands of loans to businesses across Europe and grow a diversified portfolio, all backed by the peace of mind provided by a mortgage on a real estate property.

Stable returns on secured loans​

Built-in diversification of portfolio

Easy and intuitive investment platform

Short-term results and early exit options

Join an Investor Community of over 150 000

Earn with Estateguru

Expected return in 12 months:
€1,000 + €110

Build your wealth.

Invest in thousands of loans to businesses across Europe and grow a diversified portfolio, all backed by the peace of mind provided by a mortgage on a real estate property.

Stable returns on secured loans​

Built-in diversification of portfolio

Short-term results and early exit options

Easy and intuitive investment platform​

Join an Investor Community of over 150 000

Calculate the return of your investments

Expected return in 12 months:
€1,000 + €110
10.72%

Average return

€61,715,236

Investor earnings

€701,419,073

Money lent

156,096

Investors

5,270

Funded loans

8

Countries

See all statistics

All loans are secured with a mortgage and subjected to complex, data-driven risk analyses by our team of seasoned real estate professionals before being released to our investors.

10.72%
Average return
Average return
€61,715,236
Investor earnings
Investor earnings
€701,419,073
Money lent
Money lent
156,096
Investors
Investors
5,270
Funded loans
Funded loans
8
Countries
Countries
See all statistics

All loans are secured with a mortgage and subjected to complex, data-driven risk analysis by our team of seasoned real estate professionals before released to our investors.

Latest loans

5 open loans
Name Status Amount Interest Period Type LTV

#6333 Development loan - 29.stage
lt

46.9% filled, 105 investors € 10,775 left
OPEN

2 days left

€ 20,274
11.0%

12 mon

Bullet

64.8%

 Invest

#1231 Development loan - 12.stage
lt

82.3% filled, 364 investors € 10,592 left
OPEN

2 days left

€ 60,000
11.0%

12 mon

Bullet

44.1%

 Invest

#3104 Development loan - 8.stage
fi

23.7% filled, 239 investors € 76,271 left
OPEN

Expires today

€ 100,000
11.0%

12 mon

Bullet

59.0%

 Invest

#6687 Bridge loan - 23.stage
fi

99.1% filled, 1,046 investors € 944 left
OPEN

2 days left

€ 100,000
11.5%

18 mon

Bullet

21.6%

 Invest

#7101 Bridge loan - 6.stage
ee

15.2% filled, 380 investors € 207,250 left
OPEN

2 days left

€ 244,330
11.0%

18 mon

Bullet

45.0%

 Invest

#4108 Bridge loan - 23.stage
lv

331 investors € 24,548 raised
FULLY INVESTED

0 hour ago

€ 80,524
11.0%

12 mon

Full bullet

64.6%

 Details

#7634 Development loan - 37.stage
lt

137 investors € 14,861 raised
FULLY INVESTED

0 hour ago

€ 60,000
12.0%

18 mon

Bullet

65.6%

 Details

#12007481 Development loan - 2.stage
fi

770 investors € 66,040 raised
FULLY INVESTED

0 hour ago

€ 179,000
10.0%

18 mon

Bullet

59.9%

 Details
See more

How does it work?

Borrowers

SMEs across Europe need fast, hassle-free financing to complete their projects and grow their businesses. Our interest rates start from as low as 0.6% per month.

Need fast financing?

Estateguru

Our team uses cutting-edge technology, backed by experienced real estate professionals, to analyze each application before releasing it on the marketplace to our investors.

Investors

Investors choose the projects they like and join others in funding these loans. They get clear repayment schedules and easy diversification to earn a steady 10.72% p.a. historically.

Want to start investing?

How does it work

Borrowers

SMEs across Europe need fast, hassle-free financing to complete their projects and grow their businesses. Our interest rates start from as low as 0.6% per month.

Need fast financing?

Estateguru

Our team uses cutting-edge technology, backed by experienced real estate professionals, to analyze each application before releasing it on the marketplace to our investors.

Investors

Investors choose the projects they like and join others in funding these loans. They get clear repayment schedules and easy diversification to earn a steady 10.72% p.a. historically.

Want to start investing?

Auto Invest

Choose one of our three Investment Strategies to experience the power of hands-off investment in property-secured real estate loans across Europe.
With fully automated investments according to your exact requirements, this is the easiest way to grow your portfolio.
Start Investing

Automated Investment Strategies

Choose one of our three Investment Strategies to experience the power of hands-off investment in property-secured real estate loans across Europe.
With fully automated investments according to your exact requirements, this is the easiest way to grow your portfolio.
Start Investing

Auto Invest

Choose one of our three Investment Strategies to experience the power of hands-off investment in property-secured real estate loans across Europe.
With fully automated investments according to your exact requirements, this is the easiest way to grow your portfolio.
Start Investing

Early exit opportunities

Should you need access to your funds at any time, our highly active Secondary Market lets you sell your claims to other investors for a nominal fee.

We also offer the convenience of the Instant Exit program on selected loans in Baltic countries, Finland and Germany.

Learn more

Mortgage secured investments

We only lend money against a mortgage on a real estate property at a loan-to-value (LTV) ratio that is set up in favour of our investors.
This means that, in the rare case where things go wrong, you have the peace of mind given by the fact that the property is worth significantly more than the loan.
Learn more

Unrivaled transparency

We have pioneered a completely transparent approach to building an investment platform.
We release our externally audited Annual Report every year, allow investors to download our entire loan book, publish full portfolio overviews every month and provide detailed background on each investment opportunity.
Learn more

Early exit opportunities

Should you need access to your funds at any time, our highly active Secondary Market lets you sell your claims to other investors for a nominal fee.

We also offer the convenience of the Instant Exit program on selected loans in Baltic countries, Finland and Germany.

Learn more

Mortgage secured investments

We only lend money against a mortgage on a real estate property at a loan-to-value (LTV) ratio that is set up in favour of our investors.
This means that, in the rare case where things go wrong, you have the peace of mind given by the fact that the property is worth significantly more than the loan.
Learn more

Unrivalled transparency

We have pioneered a completely transparent approach to building an investment platform.
We release our externally audited Annual Report every year, allow investors to download our entire loan book, publish full portfolio overviews every month and provide detailed background on each investment opportunity.
Learn more

Want to raise capital?

Want to raise capital?

Estateguru offers your business fast, hassle-free financing without any unnecessary admin, red tape or waiting periods.

Raise capital

Here as institutional investor?

Here as institutional investor?

Investing as an institution, family office or fund? We have a dedicated investor team with a range of products to assist you.

Learn more
Knowledge hub

Portfolio overviews

Loan portfolio overview (February 2023)

31/03/2023
Read more

Press

J&T Banka expands partnership with Estateguru to fund real estate projects in the Baltics

27/03/2023
Read more

Company news

Estateguru Increases Capital Reserves

21/03/2023
Read more

Press

Estateguru investors fund €500 million in the Baltics

02/03/2023
Read more
See more

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Estateguru

Useful Links

Legal

Help Center

Offices

HQ, Estonia
Tartu mnt 10/Pääsukese 2
Tallinn, 10145
+372 641 2777

Latvia
Ģertrūdes iela 10 – 19
Rīga, LV-1010
+371 25457755

Lithuania
Technopolis/Delta
J. Balčikonio gatvė 9
LT-08314, Vilnius
+37067760258

United Kingdom
53 King Street Manchester
Manchester, M2 4LQ
+44 161 359 4642

Finland
Sofiankatu 4 C
Helsinki, 10145
+358 50 414 1641

Germany
Kurfürstendamm 165
Berlin, 10707
+49 30 37 00 5932

Armenia
0014, Yerevan
Azatutyan Ave.
24/17 Business plaza E
+374 95 050 909

Our activities are regulated and supervised by

Bank of Lithuania
Company code: 188607684
Gedimino ave. 6, LT-01103 Vilnius
Free information line 8 800 50 500, fax. (8 5) 268 0038, info@lb.lt

Estateguru Lietuva, UAB is included in the
Public List of Operators of Concentrated Financing Platforms administered by the Bank of Lithuania.

Bank of Lithuania Consumer and Financial Market Participant Dispute Resolution Procedure.

Estateguru Germany GmbH
Company code HRB 222025 B, GewO 34c (1) 2) loan broker and 34f (1) 3) financial investment broker (registered with and supervised by the District Office of Charlottenburg-Wilmersdorf in Berlin).

Estateguru Finland Oy is registered as a crowdfunding intermediary and supervised by the Finnish Financial Supervision Authority Finanssivalvonta (FIN-FSA).

Platform operator

In Lithuania: Estateguru Lietuva, UAB | Company code: 305009401

In Finland: Estateguru Finland Oy | Company code: 3013863-3

In other countries: Estateguru OÜ | Company code: 12558919

Payment operator

Partner of Lemonway, a European payment institution accredited in France by the ACPR (CIB 16568).

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Crowdfunding is not covered by the insurance coverage provided by the laws on insurance of deposits and liabilities to investors of the European Union member states. The acquisition of this asset is associated with considerable risks and can lead to the complete loss of the invested assets.

Investing involves the risk of losing some or all of the money you invest. The information provided cannot be considered an investment recommendation. For more information on investment risks, see the Investor Risk Report.

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