About Us

Our Vision

We believe that great projects deserve to be backed and that this backing should be fair, transparent and mutually beneficial to the investor and the borrower. Our team of seasoned real estate professionals are there to support our borrowers every step of the way while ensuring that we choose only the best, most secure projects for our investors.

We all have a real estate guru within, that part of us that can identify a great project and a promising investment opportunity when we see it. This guru knows that property is a great investment and good property investment opportunities can be found in every market.

But until now, most of us had to be content with dreaming. Without millions in the bank, you simply had no opportunity to invest in property beyond your own house or apartment. We set about changing this. We believe that everyone should be allowed to develop their inner guru, regardless of where they’re from or how wealthy they already are, which is why we facilitate investments from as little as €50.

What they say

Interview with entrepreneur Vilis Krištopans on opportunities with EstateGuru

“Crowdfunding is a good financial leverage – when owning unutilized property you can take a short term loan and take action on it and develop your business. That’s what is needed to be successful in the real estate business.”

EstateGuru is the leading European marketplace for short-term, property-backed loans

In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time? Thus EstateGuru was born.

11.76% Average return

Today, more than half a decade later, we have facilitated more than 1661 loans worth in excess of €228005181. Over 55534 investors, from all walks of life and hailing from 109 countries, have earned average returns of 12.0% by backing property loans in Estonia, Latvia, Lithuania, Spain, and Finland with the UK , Ireland and Portugal to follow soon.

Due to the large and diversified investor base, with millions of EUR available to lend, our borrowers can get the money they need to realise their plans quickly, on their own terms, and investors can access pre-vetted and diversified, cross-border investment opportunities with a low barrier to entry and total transparency. Join us on our journey of building the bridges in property finance world.

55534 Investors

Meet our people

We’re incredibly proud of the team we’ve built to support our investors and borrowers. Brimming with knowledge about the property business and enthusiastic about helping our users get the best deals they can, we’re here to assist you at every turn. With offices in four locations and more in the planning phase, we value local knowledge and expertise incredibly highly as we endeavour to create Europe’s greatest cross-border loan marketplace.

EstateGuru Management


Co-Founder and CEO




Partner, CFO




Head of Group Sales


Partner, CRO

Piret Reinson

Head of Marketing and Communication

Andres Luts

Chief Credit Officer


Head of Investor Relations

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Estonia Team

Kadri Bauman

Office Manager

Justin Zehmke

Content Marketing Manager

Riivo Pilvik

Head of Product

Andrus Künnarpä

UX/UI Specialist

Sander Tasa

Business Analyst

Antti Undrits

Credit Risk Analyst

Lisandra Pai

Loan Manager

Anna Krupodjorova

Loan Manager


Digital Marketing Manager

Mirjam Metsik

Junior Lawyer


Credit Manager


Loan Manager

Pavel Artamonov

Junior Credit Manager

Kadri Akk

German Investor Community Manager

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Latvia Team

Maksims Malinausks

Loan Manager


Business Development Manager - Latvia


Client relationship manager

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The UK team


Country Manager - UK

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Lithuania Team

Vaida Pinkevičienė

Operations Manager

Aistė Uždavinytė

Marketing Specialist

ARTŪRAS Konusevičius

Business Development Manager

Tadas Mineikis

Credit Manger

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Finland Team

Matti Vansén

Country Manager - Finland

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Armenia Team

Gohar Hakobyan

Back-end Developer

Ara Stepanyan

Q&A Specialist

Eduard Asatryan

Senior Back-end Developer

Vrezh Arakelyan

Back-end Developer

Harout Mkhjian

Back-end Developer

Irina Shahumyan

Q&A Specialist

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Mark Litwintschik





Special Advisor


Partner, advisor

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