What is EstateGuru ?
EstateGuru is a leading Nordic online peer-to-peer lending platform established by property professionals facilitating short- and mid-term property loans. The cross-border marketplace offers flexible terms for borrowers and premium interest to its investors. The loans of 50 000- 3 000 000 facilitated through the EstateGuru platform are secured against property with a maximum LTV of 75%.
The mission of EstateGuru is to provide hassle free and flexible financing to property developers and entrepreneurs and property backed investment opportunities to its international investor base.
To date EstateGuru has been growing more than 300% a year and has established itself in Estonia, Latvia and Lithuania with more than 125 loans issued amounting to over €22 million. To date, EstateGuru has more than 6800 investors from 39 countries with different profile.
In 2017 EstateGuru is launching its platform in new markets to offer its investors even more investment opportunities.
Who is EstateGuru ?
All of us have a real estate guru within. The one that knows that real estate - whether it is your own apartment, a rental property or a development project - will always be one of the smartest investments you can make. The one that tells you, property is ‘safe as houses’.
Unfortunately, connecting with your inner real estate guru has historically been the privilege of only the very wealthy and well informed.
EstateGuru breaks that barrier - now everybody can grow their assets, regardless of your knowledge, information or wealth. With EstateGuru you can start investing in secured property loans from as little as 50 euros, and get started straight away, leveraging the growth in the real estate segment. Investors can start small and grow the portfolio any time. The largest diversified portolios on the platform exceed now 1 000 000 euros
EstateGuru brings together property owners, developers and entrepreneurs, with like-minded people who want to make their money grow. Register today, and tap into your very own real estate guru.
How Does it Work?
A property owner, developer or entrepreneur proposes a business case for which they need funding. The professional team at EstateGuru will examine the application, and commission an independent valuation by a recognized third party.
If the independent review of the value of security, and the analysis of EstateGuru team's due diligence, including of the borrower business plan and exit strategy is positive, the loan will be opened for investment. Within ten days of funding being successfully achieved through the platform, EstateGuru will set a charge on the property, releasing the funds to the borrower. In the event that the loan does not achieve its funding targets, all invested amounts are transferred back to the investor's virtual account.
The process is win-win. Lenders earn interest on a monthly basis through the term of the loan, at rates that exceed many standard investment vehicles. Borrowers can quickly and efficiently raise competitively priced capital to bring their projects to life. Asset backed investing and borrowing has never been easier.
Welcome to EstateGuru, where investors and borrowers alike, can get more, make more, and do more.