What is EstateGuru ?

EstateGuru is a leading Nordic online peer-to-peer lending platform established by property professionals facilitating short- and mid-term property loans. The cross-border marketplace offers flexible terms for borrowers and premium interest to its investors. The loans of 50 000- 3 000 000 facilitated through the EstateGuru platform are secured against property with a maximum LTV of 75%.

The mission of EstateGuru is to provide hassle free and flexible financing to property developers and entrepreneurs and property backed investment opportunities to its international investor base.

To date EstateGuru has been growing more than 300% a year and has established itself in Estonia, Latvia and Lithuania with more than 125 loans issued amounting to over €20 million. To date, EstateGuru has more than 6600 investors from 39 countries with different profile.

In 2017 EstateGuru is launching its lending platform in next markets to offer its investors even more investment opportunities.

Who is EstateGuru ?

All of us have a real estate guru within. The one that knows that real estate - whether it is your own apartment, a rental property or a development project - will always be one of the smartest investments you can make. The one that tells you, property is ‘safe as houses’.

Unfortunately, connecting with your inner real estate guru has historically been the privilege of only the very wealthy and well informed.

EstateGuru breaks that barrier - now everybody can grow their assets, regardless of your knowledge, information or wealth. With EstateGuru you can start investing in secured property loans from as little as 50 euros, and get started straight away, leveraging the growth in the real estate segment. You can start small and grow the portfolio when you want. The biggest diversified portolios on the platform exceed now 500 000 euros

EstateGuru brings together property owners, developers and entrepreneurs, with like-minded people who want to make their money grow. Register today, and tap into your very own real estate guru.

How Does it Work?

A property owner, developer or entrepreneur proposes a business case for which they need funding. The professional team at EstateGuru will examine the application, and commission an independent valuation by a recognized third party.

If the independent review of the value of security, and the analysis of EstateGuru team's due diligence, including of the borrower business plan and exit strategy is positive, the loan will be opened for investment. Within ten days of funding being successfully achieved through the platform, EstateGuru will set a charge on the property, releasing the funds to the borrower. In the event that the loan does not achieve its funding targets, all invested amounts are transferred back to the investor's virtual account.

The process is win-win. Lenders earn interest on a monthly basis through the term of the loan, at rates that exceed many standard investment vehicles. Borrowers can quickly and efficiently raise competitively priced capital to bring their projects to life. Asset backed investing and borrowing has never been easier.

Welcome to EstateGuru, where investors and borrowers alike, can get more, make more, and do more.

The story of a Co-founder

During the last 15 years I have understood what gets my pulse racing - property. During these years, the property market has certainly delivered on interest, challenge, and adrenaline. Living and thriving through economic crises taught me a lot about taking and managing risks in property investment- both in Estonia and other countries. As a developer and investor myself, I know there are situations when banks are not willing to lend money - even though the business plan is solid, and the security is strong. In 2013 the idea of creating an alternative marketplace for corporate real estate loans was born. With experience both as investor and developer, I co-founded EstateGuru with with other property, finance and IT professionals - an online marketplace for crowdfunded, secured property loans. With the support of over 6600 investors so far, and are now building the leading cross-border marketplace for short-and mid term property loans. With the investors, borrowers and supporters who have joined us on our journey already, we are disrupting property finance to make it more transparent, flexible and accessible to both international property developers and borrowers who want to raise money against their property and investors looking for secured cross-border investments earning attractive interest for their investments.

Marek Pärtel

EstateGuru Co-Founder and CEO

Co-Founder and Partner of property development group "Invego" (Invego.ee)