In August, loan volumes on our platform grew for the third month in a row, while new deposits were among the highest of the year. We also welcomed the largest number of new investors in 2025 so far.
Looking at the trends this year, we are confident that there is still plenty of room for growth in the Baltics. Lithuania has been the most dynamic market in terms of real estate development, and we are actively expanding our team there. In July, we achieved our strongest loan origination in Lithuania in several years, which gives us every reason for optimism.
I am also pleased to see that our new investment product, EG Grow, has attracted several thousand registered users in just its first month. We understand that people have different investment styles, and EG Grow is designed for those who value simplicity, a fixed interest rate, and steady cash flow. Becoming a real estate investor is now a little easier than before.
Daniil Aal, CEO of Estateguru
Real estate backed loan origination
- Estonia: €2.67M
- Lithuania: €2.55M
- Latvia: €1.21M
August was the third consecutive month of growth, with €6.43 million in new loans funded. This steady increase reflects strong borrower demand and a disciplined approach to credit quality.
Estonia was the most active market with €2.67 million, closely followed by Lithuania with €2.55 million.
New loans issued over the past six months:
Repayments and recoveries
A total of €5.67 million was paid out to investors, comprising €4.71 million in loan principal, €0.37 million recovered principal from previously non-performing loans, and €0.59 million distributed as returns.
Repayments and investor earnings over the past six months:
Loan portfolio summary of recent years
In 2023 and 2024, we issued a total of €180 million in loans, of which €139.4 million (77%) had been repaid to investors by the end of August, and €34.6 million worth of loans are being repaid according to schedule. Only €6 million (3%) of loans from these two years are non-performing, and we have a clear plan in place for their recovery.
By the end of August 2025, we had additionally issued €46 million in loans this year, with more than 95% of them performing well.
Building the future
As long as people move, there will always be a need for new homes and workspaces. We live and work side by side, and the spaces we inhabit increasingly define our quality of life. Architecture, comfort, and functionality shape not just our surroundings, but also our connections with family, friends, and the wider community.
That’s why we see real estate investing as a way to shape the future of urban life. We channel capital into projects that make cities more liveable – faster, smarter, and with lasting impact.
Together, we invest in shaping the spaces that shape us.
