{"id":35932,"date":"2022-12-28T20:38:59","date_gmt":"2022-12-28T17:38:59","guid":{"rendered":"https:\/\/estateguru.co\/blog\/?p=35932"},"modified":"2022-12-29T13:59:43","modified_gmt":"2022-12-29T10:59:43","slug":"ueberblick-ueber-das-kreditportfolio-november-2022","status":"publish","type":"post","link":"https:\/\/estateguru.co\/blog\/de\/ueberblick-ueber-das-kreditportfolio-november-2022\/","title":{"rendered":"\u00dcberblick \u00fcber das Kreditportfolio (November, 2022)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Im November belief sich der finanzierte Gesamtbetrag auf 13,2 Mio. \u20ac. Unsere Kernm\u00e4rkte haben sich wie erwartet entwickelt, obwohl die Urlaubssaison begonnen hat. Es wurden auf dem estnischen Markt Kredite im Wert von 5,4 Mio. \u20ac vergeben, gefolgt von Litauen mit 3,2 Mio. \u20ac und Finnland mit 2,1 Mio. \u20ac.<\/span><\/p>\n<p><a href=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b.png\"><img decoding=\"async\" class=\"alignnone wp-image-35921 lazyload\" data-src=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-300x92.png\" alt=\"\" width=\"982\" height=\"301\" data-srcset=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-300x92.png 300w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-1024x315.png 1024w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-150x46.png 150w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-768x236.png 768w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-750x231.png 750w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b-1140x351.png 1140w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/1b.png 1192w\" data-sizes=\"(max-width: 982px) 100vw, 982px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 982px; --smush-placeholder-aspect-ratio: 982\/301;\" \/><\/a><span style=\"font-weight: 400;\">Die R\u00fcckzahlungen bewegten sich im November auf moderatem Niveau und erreichten 7 Mio. \u20ac. Die durchschnittliche Rendite blieb mit insgesamt 38 zur\u00fcckgezahlten Krediten (einschlie\u00dflich Stufenkredite) stabil bei 8,2 %.<\/span><\/p>\n<p><a href=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2.png\"><img decoding=\"async\" class=\"alignnone wp-image-35900 lazyload\" data-src=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-300x94.png\" alt=\"\" width=\"932\" height=\"292\" data-srcset=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-300x94.png 300w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-1024x320.png 1024w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-150x47.png 150w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-768x240.png 768w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-750x234.png 750w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2-1140x356.png 1140w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/12\/2.png 1315w\" data-sizes=\"(max-width: 932px) 100vw, 932px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 932px; --smush-placeholder-aspect-ratio: 932\/292;\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3.png\"><img decoding=\"async\" class=\"alignnone wp-image-35693 lazyload\" data-src=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-300x168.png\" alt=\"Outstanding portfolio October 22\" width=\"966\" height=\"541\" data-srcset=\"https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-300x168.png 300w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-1024x572.png 1024w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-150x84.png 150w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-768x429.png 768w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-750x419.png 750w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3-1140x637.png 1140w, https:\/\/estateguru.co\/blog\/wp-content\/uploads\/2022\/11\/image3.png 1353w\" data-sizes=\"(max-width: 966px) 100vw, 966px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 966px; --smush-placeholder-aspect-ratio: 966\/541;\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Die Verzugsquote ist nach neuen F\u00e4llen in Litauen, Lettland und Deutschland auf \u00fcber 10 % gestiegen. Einen versp\u00e4teten Kredit in Estland konnten wir jedoch einholen (0,4 Mio. \u20ac).<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Stand\u00a0<\/strong><\/td>\n<td><strong>20.12.2022\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtsumme finanzierter Kredite seit 2014<\/strong><\/td>\n<td><strong>673,8 Mio. EUR<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtsumme zur\u00fcckgezahlter Kredite seit 2014<\/strong><\/td>\n<td><strong>384,2 Mio. EUR<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtsumme des offenen Portfolios<\/strong><\/td>\n<td><strong>289,5 Mio. EUR<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtsumme offener s\u00e4umiger Kredite<\/strong><\/td>\n<td><strong>29,7 Mio. EUR\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtzahl offener s\u00e4umiger Kredite<\/strong><\/td>\n<td><strong>72<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Verzugsquote (offene Kredite)<\/strong><\/td>\n<td><strong>10,3\u00a0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Quote teilweise eingeholter Kredite (offene Kredite)<\/strong><\/td>\n<td><strong>2,9 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Verzugsquote (alle finanzierten Kredite)<\/strong><\/td>\n<td><strong>4,4\u00a0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtsumme eingeholter Kredite (inkl. teilweise)<\/strong><\/td>\n<td><strong>25 Mio. EUR<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Gesamtzahl vollst\u00e4ndig eingeholter Kredite<\/strong><\/td>\n<td><strong>140<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Durchschnittliche Rendite vollst\u00e4ndig eingeholter Kredite<\/strong><\/td>\n<td><strong>8,8\u00a0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Verl\u00e4ngerte Kredite (offene Kredite)<\/strong><\/td>\n<td><strong>62,4 Mio. EUR<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Quote verl\u00e4ngerter Kredite (offene Kredite)<\/strong><\/td>\n<td><strong>21,6 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Durchschnittliche Zeit von Verzug bis Einholung<\/strong><\/td>\n<td><strong>12 Monate<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Abschreibungsquote (alle finanzierten Kredite)<\/strong><\/td>\n<td><strong>0.006 %<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Auf Wunsch unserer Anleger haben wir die offenen verl\u00e4ngerten Kredite in die obige Tabelle aufgenommen.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Im November belief sich der finanzierte Gesamtbetrag auf 13,2 Mio. \u20ac. Unsere Kernm\u00e4rkte haben sich wie erwartet entwickelt, obwohl die Urlaubssaison begonnen hat. Es wurden auf dem estnischen Markt Kredite im Wert von 5,4 Mio. \u20ac vergeben, gefolgt von Litauen mit 3,2 Mio. \u20ac und Finnland mit 2,1 Mio. \u20ac. Die R\u00fcckzahlungen bewegten sich im [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":35928,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"0","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"320","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"0","number_popup_post":"2","show_author_box":"0","show_post_related":"1","show_inline_post_related":"1"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"no-crop","single_post_gallery_size":"crop-715"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_social_meta":[],"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[289],"tags":[607,587,613],"class_list":["post-35932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portfoliouebersichten-de","tag-estateguru-de","tag-investing-de","tag-loan-portfolio-de"],"_links":{"self":[{"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/posts\/35932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/comments?post=35932"}],"version-history":[{"count":0,"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/posts\/35932\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/media\/35928"}],"wp:attachment":[{"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/media?parent=35932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/categories?post=35932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estateguru.co\/blog\/de\/wp-json\/wp\/v2\/tags?post=35932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}