“Our portfolio over the past two years has been performing exceptionally well. As the entire
sector is on an upward trend, interest in real estate-backed investments is growing too. This
momentum could help us reach these significant figures in the coming year,” says Stamm. He
adds that this autumn, the total volume of issued loans exceeded €850 million, while investor
earnings surpassed €86 million. Estateguru platform currently has over 160,000 investors, about
10,000 of whom joined in 2024 alone.
According to Stamm, it’s hard to find alternative instruments to crowdfunding that enable
investors to earn around a 10% return with such strong security as a first-rank mortgage on real
estate. "Every investment involves risk, and every investor evaluates the balance between
expected returns and investment safety. Today, crowdfunding is highly competitive with all
traditional investment options," Stamm commented. He highlighted Estonia as an example,
where crowdfunding has recently been recognized at a new level by the government. "Now all
private investors in Estonia can freely use their investment account funds to invest in licensed
crowdfunding platforms and reinvest along with earned returns," the Estateguru CEO explained.
One significant driver of next year’s €1 billion target is the sharp increase in interest from real
estate developers this autumn. “Optimism has been evident in the real estate market during the
second half of this year, encouraging developers to move forward with various projects. This, in
turn, has heightened interest in the financing solutions we offer,” said Stamm. He added that the
number of loan applications increased in the final quarter across all three Baltic countries.
