Estateguru and Citadele Bank have signed a long-term partnership for institutional credit. Both companies are focused on the Baltic markets of Estonia, Latvia and Lithuania, build their services around digital channels, and share the goal of supporting economic growth in the region.
“The Baltics have been our home market for more than a decade,” said Daniil Aal, CEO of Estateguru. “The economy here grows stronger when local financial companies work together, and we look forward to a long cooperation with the Citadele team.”
“Citadele is committed to contributing to local economies and supporting businesses in achieving their goals. Therefore, we are delighted to work together with Estateguru, which shares our values, and support Baltic fintech companies that help make capital more accessible to local businesses,” said Andri Simo, Head of Corporate Banking at Citadele Bank’s Estonian branch.
The partnership is Estateguru’s first institutional credit arrangement with a Baltic bank. Since 2014, almost €760 million has been funded through the Estateguru platform in the Baltics, across nearly 3,000 projects: €416 million in Estonia, €193 million in Lithuania and €149 million in Latvia.
About Estateguru
Estateguru is a Baltic platform for real estate-backed investing, founded in 2014. In total, nearly €970 million has been funded through the platform across more than 3,100 projects. Estateguru has held a pan-European crowdfunding licence (ECSPR) since 2023, and 97% of loans funded since then have been repaid or are performing on schedule. The platform has over 150,000 registered users from 106 countries. Figures as at 7 October 2026.
About Citadele
Citadele’s mission is to modernise the financial sector by offering a range of next-generation financial technology-based services alongside traditional banking products, serving both private individuals and entrepreneurs across the Baltics.In H1 2026, Citadele issued EUR 750 million in new loans, with the total loan portfolio reaching EUR 3.9 billion and deposits growing to EUR 4.3 billion. Citadele Bank is the Group’s parent company in Latvia, and its subsidiaries and branches operate in Latvia, Lithuania and Estonia.
