{"id":35855,"date":"2022-12-12T12:24:14","date_gmt":"2022-12-12T09:24:14","guid":{"rendered":"https:\/\/estateguru.co\/blog\/?p=35855"},"modified":"2022-12-12T18:15:49","modified_gmt":"2022-12-12T15:15:49","slug":"investuotoju-istorijos-sebastian","status":"publish","type":"post","link":"https:\/\/estateguru.co\/blog\/lt\/investuotoju-istorijos-sebastian\/","title":{"rendered":"Investuotoj\u0173 istorijos: Sebastian"},"content":{"rendered":"

Malonu su Jumis bendrauti, Sebastian! Gal galite pasakyti, kiek laiko investuojate?<\/h3>\n

Investuoti \u012f akcij\u0173 rink\u0105 prad\u0117jau b\u016bdamas ma\u017edaug 16 met\u0173, ta\u010diau tai nebuvo didel\u0117s sumos ir dauguma mano pinig\u0173 vis dar buvo laikomi banko s\u0105skaitose. Tikrasis investavimas prasid\u0117jo, kai man sukako 30 met\u0173.<\/p>\n

Oho, tai \u012fsp\u016bdinga. Ar galite pla\u010diau papasakoti apie savo patirt\u012f ir kaip prad\u0117jote?<\/h3>\n

Mano pirmoji patirtis akcij\u0173 rinkoje buvo pana\u0161i \u012f vis\u0173 kit\u0173. Atsitiktinai rinkdavausi pavienes akcijas ir jas parduodavau. Nuostoliai ir laim\u0117jimai buvo ma\u017edaug vienodi ir po kurio laiko pajutau, kad tur\u0117\u010diau nustoti lo\u0161ti, nes b\u016btent tai, mano manymu, ir dariau. Terminuotosios bank\u0173 paskolos pasirod\u0117 priimtinesn\u0117s, o kai pal\u016bkan\u0173 normos tapo ma\u017eos, nusipirkau pirm\u0105j\u012f but\u0105, kur\u012f v\u0117liau i\u0161nuomojau.<\/p>\n

Kas yra J\u016bs\u0173 dabartiniame portfelyje?<\/h3>\n

Dabartinis mano investicinis portfelis atrodo taip: 50% nekilnojamojo turto, 30% akcij\u0173 rinkos, 10% investicij\u0173 \u012f P2P platformas ir 10% kriptovaliut\u0173, tauri\u0173j\u0173 metal\u0173 ir kt.<\/p>\n

Kiek laiko esate \u201eEstateguru\u201c investuotoj\u0173 bendruomen\u0117s narys?<\/h3>\n

Prisijungiau prie\u0161 4 metus ir nuo to laiko palaipsniui didinau savo investicijas.<\/p>\n

Kas jums patinka m\u016bs\u0173 produkte ir bendrov\u0117je?<\/h3>\n

\u201eEstateguru\u201c yra mano m\u0117gstamiausia P2P platforma. Tinklalapyje pateikiama gera ap\u017evalga ir i\u0161sami informacija apie kiekvien\u0105 projekt\u0105. Prie\u0161 investuodamas per\u017ei\u016br\u0117davau kiekvien\u0105 projekt\u0105 ir i\u0161 prad\u017ei\u0173 visos mano investicijos buvo rankin\u0117s, ta\u010diau netrukus supratau, kad visi \u201eEstateguru\u201c skelbiami projektai yra pagr\u012fsti. Tod\u0117l beveik visada naudoju automatinio investavimo funkcij\u0105, kad diversifikuo\u010diau daugiau nei 500 projekt\u0173, kuri\u0173 beveik ne\u012fmanoma steb\u0117ti rankiniu b\u016bdu.<\/p>\n

Kur\u012f laik\u0105 pardavin\u0117jau visus projektus, kuriems buvo nustatytas \u012fsipareigojim\u0173 nevykdymo statusas, ta\u010diau dabar ver\u010diau s\u0117d\u017eiu ramiai ir pasitikiu nekilnojamuoju turtu paremtu saugumu, kad i\u0161veng\u010diau dideli\u0173 nuostoli\u0173. Taigi, mano pajamos kiekvien\u0105 m\u0117nes\u012f nuolat auga, neskiriant laiko aktyviam valdymui.<\/p>\n

\u201eEstateguru\u201c si\u016blo \u0161iek tiek ma\u017eesnes pal\u016bkan\u0173 normas, palyginti su kitomis mano naudojamomis P2P platformomis, ta\u010diau man pasirod\u0117, kad investuoti \u201eEstateguru\u201c yra daug saugiau nei kitose platformose. Be to, morali\u0161kai ka\u017ekod\u0117l jau\u010diuosi sutrik\u0119s investuoti \u012f trumpalaikes paskolas, kurias teikia paskol\u0173 bendrov\u0117s, savo klientams taikan\u010dios did\u017eiules pal\u016bkanas, rizikuodamos sukelti skurd\u017eiau gyvenan\u010di\u0173 bendrapilie\u010di\u0173 nemokum\u0105 d\u0117l skol\u0173 spiral\u0117s.<\/p>\n

Neseniai lank\u0117t\u0117s m\u016bs\u0173 b\u016bstin\u0117je Taline, kok\u012f \u012fsp\u016bd\u012f paliko m\u016bs\u0173, tarkime, virtuv\u0117?<\/h3>\n

Labai apsid\u017eiaugiau rad\u0119s modern\u0173, bet ka\u017ekaip \u012fprast\u0105 biur\u0105. Man\u0119s nelauk\u0117 joks rinkodaros specialistas su blizgan\u010dia pardavimo bro\u0161i\u016bra, o vietoj jo s\u0117d\u0117jo \u201eEstateguru\u201c darbuotojai, kurie nesitik\u0117jo, kad kas nors apsilankys. Taigi padariau i\u0161vad\u0105, kad \u201eEstateguru\u201c yra tikra ir patikima \u012fmon\u0117.<\/p>\n

\"Investor<\/p>\n

Jei gal\u0117tum\u0117te pasidalyti savo i\u0161mintimi su kitais investuotojais, koki\u0173 patarim\u0173 jiems duotum\u0117te?<\/h3>\n
<\/div>\n
Nesu Warren Buffett ar investicij\u0173 tinklara\u0161tininkas ir esu tikras, kad kiti gali pasidalyti daugiau i\u0161minties. I\u0161mokau tik tiek, kad pinigai yra i\u0161tekliai, kuriuos reikia naudoti ir pl\u0117toti.<\/div>\n
<\/div>\n
Nerizikingos banko s\u0105skaitos n\u0117ra protinga ilgalaik\u0117 investicija, nes infliacijos lygis tapo daug didesnis u\u017e bank\u0173 teikiamas pal\u016bkanas. Esu didelis diversifikavimo gerb\u0117jas, stengiuosi per daug neinvestuoti \u012f vien\u0105 \u012fmon\u0119 ar rink\u0105, nes negaliu visi\u0161kai pasitik\u0117ti savo nuo\u017ei\u016bra ir nustatyti, koks turtas vystysis gerai ar blogai. Galiausiai visai neseniai ma\u010diau, kaip greitai buvo \u012fgyjami ir prarandami kriptovaliut\u0173 pinigai, o tai man dar kart\u0105 pabr\u0117\u017eia, kad geriau investuoti \u012f solid\u0173 versl\u0105. Darau i\u0161vad\u0105, kad \u201eEstateguru\u201c man yra vertinga platforma tur\u0117ti subalansuot\u0105 portfel\u012f, nors nerekomenduo\u010diau per daug subalansuoti P2P, palyginti su tradicin\u0117mis investavimo formomis!<\/div>\n","protected":false},"excerpt":{"rendered":"

Malonu su Jumis bendrauti, Sebastian! Gal galite pasakyti, kiek laiko investuojate? Investuoti \u012f akcij\u0173 rink\u0105 prad\u0117jau b\u016bdamas ma\u017edaug 16 met\u0173, ta\u010diau tai nebuvo didel\u0117s sumos ir dauguma mano pinig\u0173 vis dar buvo laikomi banko s\u0105skaitose. Tikrasis investavimas prasid\u0117jo, kai man sukako 30 met\u0173. Oho, tai \u012fsp\u016bdinga. Ar galite pla\u010diau papasakoti apie savo patirt\u012f ir kaip […]<\/p>\n","protected":false},"author":15,"featured_media":35791,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"0","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"320","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"0","number_popup_post":"2","show_author_box":"0","show_post_related":"1","show_inline_post_related":"1"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"no-crop","single_post_gallery_size":"crop-715"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"423","hide":""},"jnews_social_meta":[],"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[296,423,299],"tags":[],"class_list":["post-35855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-atveju-analizes","category-investavimas","category-portfelio-apzvalgos"],"_links":{"self":[{"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/posts\/35855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/comments?post=35855"}],"version-history":[{"count":0,"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/posts\/35855\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/media\/35791"}],"wp:attachment":[{"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/media?parent=35855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/categories?post=35855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lt\/wp-json\/wp\/v2\/tags?post=35855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}