{"id":35823,"date":"2022-12-12T12:24:14","date_gmt":"2022-12-12T09:24:14","guid":{"rendered":"https:\/\/estateguru.co\/blog\/investor-stories-sebastian\/"},"modified":"2022-12-12T13:27:31","modified_gmt":"2022-12-12T10:27:31","slug":"investoru-stasti-sebastian","status":"publish","type":"post","link":"https:\/\/estateguru.co\/blog\/lv\/investoru-stasti-sebastian\/","title":{"rendered":"Investoru st\u0101sti: Sebastian"},"content":{"rendered":"

Man ir prieks tevi satikt, Sebastian! Vai vari mums past\u0101st\u012bt, cik ilgi esi invest\u012bciju pasaul\u0113?<\/strong><\/p>\n

Ieguld\u012bjumus akciju tirg\u016b es s\u0101ku veikt, kad man bija aptuveni 16 gadu, ta\u010du t\u0101s nebija lielas summas, un liel\u0101k\u0101 da\u013ca manas naudas joproj\u0101m atrad\u0101s bankas kontos. \u012astais ce\u013c\u0161 invest\u012bciju pasaul\u0113 s\u0101k\u0101s, kad man aprit\u0113ja 30 gadi.<\/p>\n

Tas ir iespaid\u012bgi. Vai vari past\u0101st\u012bt vair\u0101k par savu pieredzi un to, k\u0101 s\u0101ki?<\/strong><\/p>\n

Mana pirm\u0101 pieredze akciju tirg\u016b bija l\u012bdz\u012bga k\u0101 visiem p\u0101r\u0113jiem. Es nejau\u0161i izv\u0113l\u0113jos atsevi\u0161\u0137as akcijas un t\u0101s pirku\/p\u0101rdevu. Zaud\u0113jumi un ieguvumi bija aptuveni vien\u0101di, ta\u010du p\u0113c k\u0101da laika rad\u0101s saj\u016bta, ka man vajadz\u0113tu p\u0101rtraukt sp\u0113l\u0113t azartsp\u0113les, jo tie\u0161i t\u0101da saj\u016bta man bija par \u0161\u0101da veida invest\u012bcij\u0101m. Bankas aizdevumi ar fiks\u0113tu termi\u0146u \u0161\u0137ita sapr\u0101t\u012bg\u0101ki, un, kad procentu likmes bija zemas, es nopirku savu pirmo dz\u012bvokli, kuru v\u0113l\u0101k iz\u012br\u0113ju.<\/p>\n

Kas ir tav\u0101 pa\u0161reiz\u0113j\u0101 portfel\u012b?<\/strong><\/p>\n

Mans pa\u0161reiz\u0113jais ieguld\u012bjumu portfelis izskat\u0101s aptuveni \u0161\u0101di: 50% nekustamais \u012bpa\u0161ums, 30% akciju tirgus, 10% P2P platformu invest\u012bcijas un 10% kriptoval\u016bta, d\u0101rgmet\u0101li un citi.<\/p>\n

Cik ilgi esi Estateguru investoru kopien\u0101?<\/strong><\/p>\n

Es pievienojos pirms 4 gadiem un kop\u0161 t\u0101 laika pak\u0101peniski palielin\u0101ju savus ieguld\u012bjumus platform\u0101.<\/p>\n

Kas tev pat\u012bk m\u016bsu produkt\u0101 un uz\u0146\u0113mum\u0101?<\/strong><\/p>\n

Estateguru ir mana iecien\u012bt\u0101k\u0101 P2P platforma. M\u0101jaslap\u0101 ir pieejams gan labs portfe\u013ca p\u0101rskats, gan detaliz\u0113ta inform\u0101cija par katru projektu. Pirms ieguld\u012b\u0161anas es parasti p\u0101rskat\u012bju katru projektu, un s\u0101kum\u0101 visi mani ieguld\u012bjumi bija manu\u0101li, ta\u010du dr\u012bz vien es sapratu, ka visi Estateguru public\u0113tie projekti ir sapr\u0101t\u012bgi. T\u0101p\u0113c tagad es gandr\u012bz vienm\u0113r izmantoju Auto Invest funkciju, lai diversific\u0113tu savus ieguld\u012bjumus vair\u0101k nek\u0101 500 projektos, kam manu\u0101li izsekot b\u016btu gandr\u012bz neiesp\u0113jami.<\/p>\n

K\u0101du laiku es p\u0101rdevu visus projektus ar saist\u012bbu neizpildes statusu, bet tagad es dr\u012bz\u0101k nogaidu un uzticos ar nekustam\u0101 \u012bpa\u0161uma nodro\u0161in\u0101jumam, lai nov\u0113rstu lielus zaud\u0113jumus. T\u0101d\u0113j\u0101di mani ie\u0146\u0113mumi katru m\u0113nesi nep\u0101rtraukti pieaug, net\u0113r\u0113jot laiku akt\u012bvai portfe\u013ca p\u0101rvald\u012bbai.<\/p>\n

Estateguru pied\u0101v\u0101 nedaudz maz\u0101kas procentu likmes, sal\u012bdzinot ar cit\u0101m P2P platform\u0101m, ko es izmantoju, bet pagaid\u0101m izskat\u0101s, ka ieguld\u012bt Estateguru ir daudz dro\u0161\u0101k nek\u0101 cit\u0101s platform\u0101s. Turkl\u0101t mor\u0101li man ir problem\u0101tiski ieguld\u012bt \u012bstermi\u0146a (\u0101trajos) aizdevumos, ko sniedz aizdevumu sabiedr\u012bbas, kas saviem klientiem piem\u0113ro milz\u012bgas procentu likmes, risk\u0113jot izrais\u012bt nabadz\u012bg\u0101ku l\u012bdzpilso\u0146u par\u0101dsaist\u012bbu pieaugumu un maks\u0101tnesp\u0113ju.<\/p>\n

Tu nesen apmekl\u0113ji m\u016bsu galveno biroju Tallin\u0101, k\u0101ds iespaids rad\u0101s par uz\u0146\u0113muma darb\u012bbu \u201cno iek\u0161ienes\u201d?<\/strong><\/p>\n

Man bija liels prieks ieraudz\u012bt modernu, bet kaut k\u0101d\u0101 zi\u0146\u0101 tom\u0113r norm\u0101lu biroju. Mani nesagaid\u012bja neviens m\u0101rketinga speci\u0101lists ar sp\u012bd\u012bgu p\u0101rdo\u0161anas bro\u0161\u016bru, bet gan Estateguru darbinieki, kuri nebija gaid\u012bju\u0161i manu apmekl\u0113jumu. T\u0101d\u0113j\u0101di es secin\u0101ju, ka Estateguru ir re\u0101ls un uzticams uz\u0146\u0113mums.<\/p>\n

\"Investor<\/a><\/p>\n

Ja tu var\u0113tu dal\u012bties sav\u0101 pieredz\u0113 ar citiem investoriem, k\u0101dus padomus vi\u0146iem sniegtu?<\/b><\/p>\n

Es neesmu Vorens Bafets vai invest\u012bciju blogeris, un esmu p\u0101rliecin\u0101ts, ka citiem ir vair\u0101k gudr\u012bbas. Es esmu iem\u0101c\u012bjies, ka nauda ir resurss, kas j\u0101izmanto un j\u0101att\u012bsta.<\/p>\n

Bezriska bankas noguld\u012bjumi nav gudrs ilgtermi\u0146a ieguld\u012bjums, jo infl\u0101cijas l\u012bmenis ir k\u013cuvis daudz augst\u0101ks nek\u0101 banku pied\u0101v\u0101t\u0101s procentu likmes. Esmu liels diversifik\u0101cijas piekrit\u0113js, cen\u0161os neieguld\u012bt p\u0101r\u0101k daudz vien\u0101 uz\u0146\u0113mum\u0101 vai tirg\u016b, jo nevaru piln\u012bb\u0101 uztic\u0113ties savam spriedumam, lai noteiktu, kur\u0161 akt\u012bvs att\u012bst\u012bsies labi vai slikti. Visbeidzot, pavisam nesen redz\u0113ju, cik \u0101tri tika ieg\u016bta un zaud\u0113ta kriptoval\u016btas v\u0113rt\u012bba, kas man v\u0113lreiz apliecina, ka lab\u0101k ir ieguld\u012bt stabil\u0101 biznes\u0101. Es secinu, ka Estateguru ir v\u0113rt\u012bgs sadarb\u012bbas partneris sabalans\u0113ta portfe\u013ca veido\u0161an\u0101, lai gan es neiesaku p\u0101rm\u0113r\u012bgi lielu da\u013cu savu ieguld\u012bjumu veikt P2P sal\u012bdzin\u0101jum\u0101 ar tradicion\u0101lajiem ieguld\u012bjumu veidiem!<\/p>\n","protected":false},"excerpt":{"rendered":"

Man ir prieks tevi satikt, Sebastian! Vai vari mums past\u0101st\u012bt, cik ilgi esi invest\u012bciju pasaul\u0113? Ieguld\u012bjumus akciju tirg\u016b es s\u0101ku veikt, kad man bija aptuveni 16 gadu, ta\u010du t\u0101s nebija lielas summas, un liel\u0101k\u0101 da\u013ca manas naudas joproj\u0101m atrad\u0101s bankas kontos. \u012astais ce\u013c\u0161 invest\u012bciju pasaul\u0113 s\u0101k\u0101s, kad man aprit\u0113ja 30 gadi. Tas ir iespaid\u012bgi. Vai […]<\/p>\n","protected":false},"author":15,"featured_media":35790,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"0","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"320","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"0","number_popup_post":"2","show_author_box":"0","show_post_related":"1","show_inline_post_related":"1"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"no-crop","single_post_gallery_size":"crop-715"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_social_meta":[],"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[292,403],"tags":[622,602,603],"class_list":["post-35823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gadijumu-izpete","category-investesana","tag-estateguru-lv","tag-investing-lv","tag-real-estate-lv"],"_links":{"self":[{"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/posts\/35823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/comments?post=35823"}],"version-history":[{"count":0,"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/posts\/35823\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/media\/35790"}],"wp:attachment":[{"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/media?parent=35823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/categories?post=35823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estateguru.co\/blog\/lv\/wp-json\/wp\/v2\/tags?post=35823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}