Name and position: Björn Kombächer, Country Manager Germany 
Previous experience before Estateguru? I have been working for several banks in Germany in sales areas, and strategic departments, & as managing director in a broker Company, as Head of alternative Assets, and as Head of Investor Relations – Real Estate.
What is your mission at Estateguru? My mission is to find good and suitable borrowers as well as find new Investors (Retail and Institutional)
What makes you the most excited about the potential of the German market? Germany has a very big and strong economy, is very stable, yet still has plenty of potential. At the moment it is very open for alternative lending opportunities so our time is now!
Name and position: Stefan Grabe, Head of Credit Risk Germany
Previous experience before Estateguru? I have been working in several German banks, in the decision-making and structuring of asset financing, of which 90% was in real estate. My work experience in that field is more than 20 years now.
What is your mission at Estateguru? My mission is to recognize potential risks for our investors and to reduce and mitigate them with adequate structures and valuable collateral.
What makes you the most excited about the potential of the German market? The country is one of the most developed in the world, with a reliable legal system and a stable economy but still has room for improvement regarding digital real estate finance and investment.
Name and position: Anja Seeliger, Marketing & Communication Manager Germany
Previous experience before Estateguru? I worked for seven years as the CEO of the Berlin Hockey federation and for seven more years in different marketing positions with a focus on B2B and IT.
What is your mission at Estateguru? My mission is to tell everyone out there that there are no limits to investing. The door to financial freedom is open for you all out there!
What makes you the most excited about the potential of the German market? I dream of Estateguru bridging the gaps in property finance as Germany has one of the biggest real estate markets. I’d also love to see more women investing in the future!
Name and position: Jasemin Schniering, Investor Relations Manager
Previous experience before Estateguru? Even before joining Estateguru, I worked in the real estate industry. After returning from New York, I worked as a managing director of a real estate company. Not only did I serve investors, but I also built and structured companies.
What is your mission at Estateguru? My mission is to support Estateguru as a company whilst also looking out for the best interests of our investors. I have been trained in company building and structuring and have already gained extensive experience in this regard in my previous jobs.
Regarding my clients, it is important for me to create awareness and provide information. Demographic changes and smaller pensions are indicators that a financially carefree life in old age is no longer guaranteed. Therefore, it is advisable to start preparing for one’s retirement early. One way to do this is through investment, and that’s the message I’m trying to spread. From this point of view, my mission is to pass on knowledge to all people to assist them in securing their future.
What makes you the most excited about the potential of the German market? The German real estate market proved surprisingly robust, even in the Corona year.
In contrast to other countries, there were no sustained distortions, slumps or price declines; in fact, the opposite happened. Moreover, the heart of the German economy beats in the SME sector. This refers to companies with annual sales of less than 50 million euros and fewer than 500 employees. Small and medium-sized enterprises account for 99.6 percent of German companies. More than 1,000 of them are so-called “hidden champions,” world market leaders often little known to the public. Both aspects, real estate as well as SMEs, are combined at Estateguru creating a product which fits best for our customers.
Name and position: Marcel Pink, Loan Manager
Previous experience before Estateguru? Before joining Estateguru, I worked as a real estate agent in Berlin for five years, selling mostly apartments, land and apartment buildings and also dealing with the fix and flip business.
What is your mission at Estateguru? I am looking for potential borrowers and their projects for our investors. I start with the first review of the documents and the first decision on whether the project can be well placed at Estateguru and whether our investors like the conditions.
What makes you the most excited about the potential of the German market? One of the real estate markets where the development of the market has been a long time coming but also one of the more secure real estate markets.
