Over 4 working days from 5 August 2026, Estateguru is moving to the banking infrastructure of AS LHV Pank. Here is what is changing, why, and what it means for you.

What is changing

We are moving the payment infrastructure behind the Estateguru platform from our current provider, Lemonway, to AS LHV Pank, a licensed bank. In practice, this means the account you use to deposit and hold funds on the platform moves to a new provider. Your virtual IBAN and payment details will change as part of this.

Your virtual IBAN is the account number linked to your Estateguru profile that you use to move money to and from the platform. Because it sits with the new provider after the switch, it will be a new number.

Everything else about how you invest stays the same. Your portfolio, your investments, and your account history remain exactly as they are.

Why we are doing it

Reliable payments are part of a trustworthy platform. Moving to LHV’s banking infrastructure gives us a more direct and more resilient payment setup, and a smoother experience for investors wherever they are based. For you, that means:

• Faster transactions, with deposits and withdrawals going through more quickly
• A smoother onboarding process for new investors
• Continued improvements to the technical parts of the platform over time

It is one more step in building an infrastructure that can support the platform for the long term.

When it happens

The migration takes place over 4 working days from 5 August 2026. During this window, payments and trading are paused so we can move everything across safely.

What to expect during the migration

While we move to the new infrastructure, all money movements are paused. That means:

• Deposits and withdrawals are paused
• New investments and repayments are paused
• Secondary market trading is closed
• Automated features such as Auto Invest and EG Grow pause and resume on their own once payments are back online

This is planned and temporary. You do not need to switch anything off, and you do not need to do anything to keep your account or funds safe. The platform itself stays open throughout, so you can still log in and view your portfolio. Only money movement is paused.

To avoid any delay, it is worth completing any deposit or withdrawal you were planning before 5 August. Anything requested once the pause has begun will be processed after the migration is complete.

If you have set up a recurring transfer from your own bank to Estateguru, make sure it does not send money during the pause, as the old payment details will no longer be active. Once the migration is complete, update it to the new IBAN. We will remind you when the new details are available.

Your new payment details

Once the switch is complete, your new virtual IBAN and payment details will be available in the Estateguru portal. From that point, use only the new details. We will send you a separate message when everything is ready, and that message will always direct you to log in to the portal.

A note on security

Moments of change are exactly when fraudsters try their luck, so it is worth being clear about how we communicate.

Estateguru will never send you payment or virtual IBAN details by email. We will never ask you to confirm payment details through a link, and we will never ask for your password or verification codes. If you ever receive a message that does any of these things, do not act on it. The only place to find your updated payment details is inside your Estateguru account.

Questions

If anything is unclear, write to us at info@estateguru.co 

We will send you a separate message when the new details are ready and it is time to start using them.