Earn a fixed 7% yearly return, paid monthly

What are you investing for?

Dream Car
Passive Income
Family Future
Travel
Home

Put your money to work in property-backed loans across the Baltics.

FIXED 7% P.A.
mo

Your fund in next 60 months

Total Amount

0

+0 Interest Earned.

Start earning 7%

Secured by first-rank mortgages

150,000+

Investors

€930M+

Invested

12 years

Operating

What is EG Grow?

EG Grow is an investment product from Estateguru offering a fixed 7% annual interest rate, paid monthly. Your funds are allocated into a diversified portfolio of property-backed loans across the Baltics, each secured by a first-rank mortgage. Instead of selecting projects one by one, you get rules-based exposure to loans that meet strict eligibility criteria — short-to-medium maturities, capped loan-to-value, and defined repayment structures.

The Automated Growth Loop

Experience a continuous cycle of wealth creation, where your earnings are reinvested to work as hard as you do.

Contingency Fund Support

A dedicated reserve fund designed to support monthly interest payments when borrower repayments are delayed.

Simple Automated Investing

Start growing your wealth from just €100 with our fully automated tools.

Predictable Monthly Cashflow

Earn a fixed 7% yearly return, paid out directly to your account every single month.

Real Estate Collateral

Every investment is backed by tangible property assets and first-rank mortgages.

The Automated Growth Loop

Experience a continuous cycle of wealth creation, where your earnings are reinvested to work as hard as you do.

Group (2)

Simple Automated Investing

Start growing your wealth from just €100 with our fully automated tools.

Frame

Real Estate Collateral

Every investment is backed by tangible property assets and first-rank mortgages.

calendar

Predictable Monthly Cashflow

Earn a fixed 7% yearly return, paid out directly to your account every single month.

vault

Contingency Fund Support

A dedicated reserve fund acts as an extra safety net to ensure consistent payouts.

See how EG Grow positions your wealth against traditional asset classes.

See how EG Grow positions your wealth against traditional asset classes with fixed returns and tangible security.

Asset / Feature EG Grow (Automated & Fixed)Bank DepositIndex Funds / Stocks
Returns Fixed 7.0% p.a 0.5% - 2.0% p.aVariable (Market)
Stability High (Fixed Rate) HighLow (Volatile)
Security Real Estate Backed Deposit InsuranceNone (Market Risk)
Management 100% Automated Manual / PassiveManual Selection

The table above is for informational purposes only and is based on Estateguru’s internal knowledge and publicly available information.

Secured by first-rank mortgages

How Your Capital Is Protected

Experience a continuous cycle of wealth creation, where your earnings are reinvested to work as hard as you do.

First-Rank Mortgages

Your capital holds first-rank priority over property collateral in default scenarios

Physical Real Estate Collateral

Your funds are spread across multiple property-backed loans, reducing exposure to any single borrower.

Contingency Fund

A dedicated reserve fund designed to support monthly interest payments when borrower repayments are delayed.

Secured by first-rank mortgages

View our Risk Disclosure and Terms & Conditions

Estateguru is Tusted by 150,000+ Registered Investors Worldwide

Frequently Asked Questions

EG Grow is an investment product from Estateguru with a fixed 7% annual interest rate, paid monthly. Your funds are automatically allocated into a diversified portfolio of property-backed loans across the Baltics, each secured by a first-rank mortgage, according to predefined eligibility rules.

EG Grow follows a defined set of rules when selecting loans. The key criteria are:

  • Loan term: 6 to 18 months
  • Schedule type: Annuity or bullet
  • Repayment frequency: Monthly or quarterly
  • Interest rate: From 10% (the difference to the investor’s 7% covers platform operations, contingency fund contributions, and risk margin)
  • Maximum loan-to-value (LTV): 69%
  • Collateral: Only loans secured with a first rank mortgage

Yes, the main conditions are:

  • Account requirement: You need a registered Estateguru account that has completed KYC.
  • Minimum first transfer: €100.
  • Allocation period: Funds are allocated into loans over a period of up to 14 days. Interest begins to accrue only once each portion has been allocated.
  • No early exit: Once invested, loans in the EG Grow portfolio cannot be sold on the secondary market and remain in place until borrower repayment.

For full conditions, see the EG Grow Terms of Use.

You can add funds in two ways:

  1. Transfer money from your existing Estateguru account balance.
  2. Make a direct deposit using bank transfer.

Interest begins to accrue once your funds have been allocated into loans.

Yes. The minimum first transfer to EG Grow is €100. Once activated, your funds are gradually allocated into a portfolio of loans according to predefined eligibility rules. The initial allocation can take up to 14 days.

Interest begins to accrue once your funds have been allocated into specific loans:
  • After your transfer to EG Grow, funds are gradually allocated into loans. Initial allocation can take up to 14 days.
  • For first-time EG Grow investors, a 4-day reflection period applies before allocation starts.
  • Interest is paid monthly on the amount that has been allocated.
Principal repayments depend on the repayment schedule of each underlying loan in your portfolio. EG Grow invests in loans with two main schedule types:
  • Annuity: Principal is repaid gradually over the loan term, alongside interest.
  • Bullet: Principal is repaid in a single payment at the end of the loan term.
Since your portfolio is diversified across multiple loans with different terms (6 to 18 months), repayments arrive at different times. Note that repayment timing depends on borrower performance.

No. Once your money is invested, the interest rate applied at that time is fixed and will not change for that investment.

Ready to Grow Your Wealth?

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Secured by first-rank mortgages

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