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In case of using Auto Invest, why is the investor allowed to choose suitable investment criteria only if the investment amount is above €250?
Our stress-test shows that if you have diversified your investment portfolio enough then it can handle stressful economic situations in a better manner. We have seen that investors prefer higher interest which in a standard economic situation indicates a higher risk. Therefore, in order to take measures to protect our retail investors we have limited the amount from which you can start choosing different criteria to ensure that smaller investors have as diversified portfolio as possible. Alternatively, investors have the chance to investigate each project separately by choosing to invest manually.
Who can invest on EstateGuru?
You must be at least 18 years old and have a bank account in any of the EEA member states or in Switzerland in order to lend through EstateGuru. We also have to perform certain "know your customer" checks before you can start investing with EstateGuru.
What is the minimum investment amount?
The minimum investment amount is €50.
What is Auto Invest?
Auto Invest is a feature that allows you to invest your funds automatically in all loans available for investing on the EstateGuru platform. See the blog post here explicitly explaining how to use the Auto Invest function. https://blog.estateguru.co
What are the benefits of Auto Invest?
The main keywords for the Auto Invest feature are comfort, speed and automatization. Auto Invest ensures you will not miss an investment opportunity due to high demand and the investment will be placed based on your chosen criteria automatically, without you having to stress about it. Auto Invest enables you to build a diversified portfolio, in which all the projects are chosen by a professional team who stands for the success of your investments. Auto Invest enables you to reinvest your income at the earliest opportunity. This way you start earning interest on committed funds as soon as possible.
How will my money be spread?
Your money will be spread based on the investment amount you have entered at the Auto Invest activation page. Your investments will be placed into the loans according to the same sequence they appear on the platform. For more specific explanation please read the user terms in which the allocation process is explained in more detail.
Can I still invest manually after Auto Invest?
Of course. You can choose to dismiss the Auto Invest feature and keep a close eye on your investments while following the investment process manually. You can easily activate or deactivate the Auto Invest feature from the activation page. It is important to keep in mind that all regulations applicable for manual investments also apply for investments made through the Auto Invest feature.
Can I change my Auto Invest settings?
You can easily change your Auto Invest settings at any time. Go to the Auto Invest activation page and you will be able to change the settings as you see fit.