Invest from €50 in loans backed by property.
Not a promise — a registered claim on a real asset.
Over 96% of our loan portfolio (since 2023) has been repaid or is performing on schedule.
Years Operating
Interest paid
Total funded
Investors
Set your criteria once — loan type, term, yield — and let it fund matching loans automatically as they open.
A managed portfolio at a fixed 7% return, growing with reinvested income — for investors who’d rather not pick loans one by one.
Browse the open loan book and choose each investment yourself, loan by loan.
Manage your wealth and track your portfolio
If you’re a developer or business owner raising capital against property, you’re in the right place — just a different part of it.
Developers and business owners across the Baltics rely on Estateguru for fast, flexible funding secured against real property.
Manages the full loan lifecycle — origination, security, and repayment — under independent oversight.
Join thousands of investors earning income secured by property, with full visibility into every loan.
Every loan is backed by a physical, independently valued asset.
If a loan defaults, our in-house recovery team manages the entire process, working with external partners where needed.
Transparency
Investors lost capital on some of the German loans funded through our platform in our earlier years. German property values fell, and the refinancing those projects were meant to be repaid from dried up. Recovery is slow because German law is slow — a court or bailiff at almost every step.
Today the platform funds new loans in the Baltics only. We carry the upfront cost of recovery work ourselves and publish a regular update on every problem loan.
Over 96% of our loan portfolio (since receiving our pan-European licence in 2023) has been repaid or is performing on schedule.
Past performance is not a reliable indicator of future results. Crowdfunding is not covered by EU deposit guarantee or investor compensation schemes – the protection here comes from the mortgage, not an insurance fund.
Teams in Tallinn, Rīga and Vilnius — not an outsourced queue.
Origination, repayments and recoveries published every month.
Check loan details, invest and start earning passive income.