Flexible Property Backed Loans!

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  • Money Borrowed
    €23,636,785
  • Investors
    7,118
  • Interest From
    7%

Choose a loan amount for your business

Choose a security available

Choose method of repayment

Indicative monthly payment for 12 months

€ 0
11.14 % - annual weighted average interest

We Understand Property.

  • Flexible

    Repayment schedule adapted to borrower's needs

  • Fast

    Tens of millions ready to be lent.

  • Transparent

    Straight forward borrowing process with no hidden fees.

Loan Products

Flip Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Mezzanine Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
10% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Development Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Sale Advanced Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Bridge Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
0.6% per month
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Auction Financing

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Our last funded loans

Tehnika st bridge loan Tallinn, Estonia

  • TARGET
    € 45,000
  • INTEREST RATE
    11.0%
  • LTV
    62%
  • LOAN PERIOD
    18 months
  • The loan is used for purchasing the property and to begin with the minor renovation works with a purpose to rent out the premises as a warehouse.
  • As a loan collateral, the company offers purchasable warehousing and production premises in Põhja Tallinn district, Tallinn, Estonia.
  • The collateral is located on the border of Tallinn's city centre and therefore the liquidity of the assets as warehouse premise, workshop or garage is very good.
  • The loan is repaid from the borrower's other business activity revenues or from refinancing in 18 months term.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders.

Pääsusilma st bridge loan Uusküla, Estonia

  • TARGET
    € 21,000
  • INTEREST RATE
    10.5%
  • LTV
    35%
  • LOAN PERIOD
    18 months
  • The loan is used as a bridge loan for the sale period of the house with a purpose to increase company's operating capital.
  • As a loan collateral, the company offers a private house near Maardu in Jõelähtme Parish.
  • The loan is repaid from the sale of the house in 18 months term.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders.

Pootsi motgage loan Pärnu, Estonia

  • TARGET
    € 40,000
  • INTEREST RATE
    10.75%
  • LTV
    65%
  • LOAN PERIOD
    24 months
  • The loan will be used for refinancing of an higher interest loan and for increasing the floating assets of the company.
  • As a loan collateral, company offers a property (Hunting house complex) at Tõstamaa borough, Pärnu county, Estonia.
  • EstateGuru security agent will have 1st rank mortgage on behalf of the lenders, in amount of 60 000€.
  • The loan interests will be serviced from the company's monthly revenues.
  • The main part of the loan will be repaid from the company's business revenues or sale of the forest belongs to the company in 24 months period.
  • LTV (loan to value) ratio is 65%
  • Member of the board of the borrower will provide a personal guarantee in full mortgage amount.

A. Haava bridge loan Tartu, Estonia

  • TARGET
    € 155,000
  • INTEREST RATE
    11.0%
  • LTV
    67%
  • LOAN PERIOD
    12 months
  • The loan amount will be used to release equity from the last unsold apartment in an apartment building, with a purpose to finance the reconstruction of the neighbouring buildings.
  • As a loan collateral, the company offers a renovated 4-room apartment ownership in Tartu City Centre.
  • The borrower has long-term experience in real estate development. In the previous years, more than 100 apartments have been built in Tartu and the nearby area.
  • The loan is repaid from the sale of the apartment in 12 months period.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • Member of the board of the borrower is providing a personal guarantee in full mortgage amount.

Rapla business loan Rapla, Estonia

  • TARGET
    € 100,000
  • INTEREST RATE
    11.0%
  • LTV
    47%
  • LOAN PERIOD
    24 months
  • The loan will be used for refinancing a higher interest loan and for purchasing heavy equipment. 
  • As a loan a collateral the company offers five different properties in the city of Rapla, Rapla County. 
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • The loan will be returned from the sale of one or more of the collaterals or other business revenues within 24 months. 
  • The loan interest will be paid monthly from the borrower's income.
  • LTV (loan to value ratio) is 47%.
  • The member of the board of the borrower will provide a personal guarantee in full mortgage amount.

Tamme bridge loan refinancing Tabasalu, Estonia

  • TARGET
    € 395,000
  • INTEREST RATE
    12.5%
  • LTV
    56%
  • LOAN PERIOD
    12 months
  • The loan will be used to refinance current EstateGuru outstanding loan with a purpose to cover the additional financial expenses occurred in the last phase of the development preparation (projection, marketing, preparation for the construction).
  • The loan is secured by forming residential land plots with a building right in Harju County, Harku parish, Tabasalu.
  • The EstateGuru security agent will have the 1st rank mortgage on behalf of the lenders.
  • The loan will be returned from refinancing with a development loan in 12 months period.
  • LTV (Loan-to-Value) ratio is 56%
  • The borrower will add 1% interest for investments over €10,000 (total 13.5% p.a)

Vahulille st development loan - 1.stage Tallinn, Estonia

  • TARGET
    € 110,400
  • INTEREST RATE
    10.25%
  • LTV
    69%
  • LOAN PERIOD
    12 months
  • The loan purpose is to purchase the land plot and for the development preparation period.
  • The plan is to build a detached house.
  • The loan is secured by unimproved residential land (with a construction permit) in Pirita district, Tallinn.
  • The loan will be returned from the sale of the detached house in 12 months period.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders.
  • The borrower is adding 1% bonus annual interest for investors committing more than €10,000 (11.25%).

Ardu business loan Ardu alevik, Estonia

  • TARGET
    € 62,000
  • INTEREST RATE
    11.0%
  • LTV
    44%
  • LOAN PERIOD
    24 months
  • The loan will be used to increase the company's operating capital in order to meet the growing demand for the production orders.
  • As a loan collateral, the company offers a manufacturing building in Harju county.
  • The borrower has long-term experience in construction, manufacturing and real estate development industries.
  • The loan will be repaid from the sale of the manufacturing building or from incoming revenues of the company's main business activities in 24 months term.
  • Member of the board of the borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders.

Our clients about us

Ingmar Saksing,
LVM Kinnisvara

Marko Lind,
RS Kinnisvaragrupp OÜ

Tõnu Toompark,
MA Adaur Grupp OÜ / www.adaur.ee

Call us on +372 641 2777 or leave a message below. We will contact you within 24 hours!

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What purpose are you going to finance?

What property will you provide as security?

Where your property is located?

Enter the total market value of all the properties you’re providing as security

How much do you want to borrow? €50 000 - €5 000 000

We’ll lend up to 75% of the value of your security.

Loan amount should be more than 50,000€

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