Flexible Property Backed Loans!

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  • Money Borrowed
    €36,760,763
  • Investors
    8,949
  • Interest From
    7%

Choose a loan amount for your business

Choose a security available

Choose method of repayment

Indicative monthly payment for 12 months

€ 0
11.11 % - annual weighted average interest

We Understand Property.

  • Flexible

    Repayment schedule adapted to borrower's needs

  • Fast

    Tens of millions ready to be lent.

  • Transparent

    Straight forward borrowing process with no hidden fees.

Loan Products

Flip Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Mezzanine Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
10% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Development Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Sale Advanced Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Bridge Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
0.6% per month
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Auction Financing

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Our last funded loans

Tehnika 35 development loan Tallinn, Estonia

  • TARGET
    € 318,000
  • INTEREST RATE
    11.5%
  • LTV
    69%
  • LOAN PERIOD
    12 months
  • The loan is used to acquire an apartment building in order to rebuild the house into an apartment building with six small apartments.
  • The loan is secured by the purchasable apartment building in the centre of Tallinn.
  • The loan collateral building is a renovated apartment building, where on the ground floor and at the basement there is a commercial-restaurant premise and on the first floor of the building, there is one large, well-maintained apartment.
  • The loan is returned within 12 months from the sale of the apartments, and loan interest is serviced by the borrower's other operating income.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1.st rank mortgage on behalf of the lenders.
  • The borrower will add 1% bonus annual interest for investors committing more than €10 000 (total 12.5%)

Vilnius Town house bridge loan Vilnius, Lithuania

  • TARGET
    € 860,894
  • INTEREST RATE
    11.0%
  • LTV
    58%
  • LOAN PERIOD
    12 months
  • Sales advance loan, to finish other projects of developer;
  • As a collateral the Borrower provided land plot in Vilnius and 5 apartments in Kaunas Old Town;
  • The borrower plans to cover the loan from the sales of their other developed projects;
  • EstateGuru security agent will have 1. rank mortgage on behalf of the lender.

Riiasöödi street development loan- 2.stage Metsakasti küla, Estonia

  • TARGET
    € 103,000
  • INTEREST RATE
    11.0%
  • LTV
    66%
  • LOAN PERIOD
    12 months
  • The loan is used for continuing the construction works of the duplex family house.
  • As a loan collateral, the company offers a property (duplex house) in Harju county, Viimsi parish.
  • The borrower has previously taken three loans from the EstateGuru platform and all the loans have been repaid in the amount of 191,000 euros with additionally 15,700 euros of interest has been also paid to the investors.
  • The borrower has long experience in selling and managing real estate, doing construction and project management and real estate development.
  • The loan is repaid in 12 month period after the successful realisation of the new development project. 
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders which will also secure additional stage financing.

Kaerepere business loan Kaerepere, Estonia

  • TARGET
    € 124,000
  • INTEREST RATE
    11.0%
  • LTV
    60%
  • LOAN PERIOD
    18 months
  • The loan is used to refinance an existing more expensive loan.
  • The loan is secured by the borrower's production and workshop complex in Rapla County.
  • The property is located in one of the largest centers of central Estonia – Rapla, 5 km from Rapla city and 60 km from Tallinn city. This is a logistically good location, because the location is near the highways and has optimal distance from customers located in different regions of Estonia due to the company's business.
  • The principal activity of the borrower is the sale and brokering of agricultural machinery, repair and maintenance, and the sale of spare parts for agricultural machinery. 
  • The collateral is used by the company as a production and technical base for the sale, repair and maintenance of agricultural equipment.
  • The loan is serviced by the borrower's affiliated companies, the loan is repaid by refinancing with a bank loan or from the company's revenues.
  • The Borrower's Member of the Board also provides a personal guarantee for the whole mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Ozolu st bridge loan - 1st stage Langstini, Latvia

  • TARGET
    € 160,000
  • INTEREST RATE
    11.0%
  • LTV
    49%
  • LOAN PERIOD
    12 months
  • The loan is used to flip a house.
  • As a loan collateral, the company offers a single residential house nearby Riga, Latvia.
  • The borrower is experienced real estate developer and is working in the market for more than 20 years.
  • EstateGuru security agent will have the 1st rank mortgage on behalf of the lenders
  • The loan is repaid from the sale or refinancing within 12 months period.
  • LTV (Loan-to-Value) ratio is 49%
  • Member of the Board of the Borrower is providing a personal guarantee in full amount.
  • The borrower is adding 1% bonus annual interest for investors committing more than €10,000 (12%).

Šarkuvos development loan - 2.stage Vilnius, Lithuania

  • TARGET
    € 25,200
  • INTEREST RATE
    11.0%
  • LTV
    58%
  • LOAN PERIOD
    12 months
  • Loan is used for development and sale of 2 separate residential houses, overall 805,58 sq.m.
  • As a loan collateral, company offers 2 separate residential houses with two 545 sq.m. land plots in Pilaitė area in Vilnius.
  • EstateGuru security agent will have the 1 rank mortgage on behalf of the lenders
  • The loan will be returned from the revenue of the collateral property sale in 12 months period.
  • LTV (Loan-to-Value) ratio is: 58 %
  • Member of the Board of the Borrower is providing personal guarantee in full amount. 

Metssea road development loan Rae, Estonia

  • TARGET
    € 70,000
  • INTEREST RATE
    9.0%
  • LTV
    66%
  • LOAN PERIOD
    12 months
  • The loan will be used for completing the construction of a duplex house at Uuesalu village, Rae parish, Harju county.
  • As a loan collateral, company offers a property at Uuesalu village, Rae parish, Harju county..
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • The loan will be repaid by the sale of the property within 12 months period.
  • The borrower has previously involved capital from EstateGuru platform for Ilvese road development project, which at the moment has been wholly returned.
  • LTV (loan to value) ratio, including possible 2. stage of the loan, can be up to 67%
  • Member of the board of the borrower will provide a personal guarantee in the full mortgage amount.

Metssea road development loan 2. stage Rae, Estonia

  • TARGET
    € 70,000
  • INTEREST RATE
    9.0%
  • LTV
    66%
  • LOAN PERIOD
    12 months
  • The loan will be used for completing the construction of a duplex house at Uuesalu village, Rae parish, Harju county.
  • As a loan collateral, company offers a property at Uuesalu village, Rae parish, Harju county..
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • The loan will be repaid by the sale of the property within 12 months period.
  • The borrower has previously raised capital from EstateGuru platform for Ilvese road development project, which at the moment has been wholly returned.
  • LTV (loan to value) ratio, including all stages of the loan, can be up to 66%
  • Member of the board of the borrower will provide a personal guarantee in the full mortgage amount.

Our clients about us

Ingmar Saksing,
LVM Kinnisvara

Marko Lind,
RS Kinnisvaragrupp OÜ

Tõnu Toompark, MA Adaur Grupp OÜ / www.adaur.ee

Call us on +372 641 2777 or leave a message below. We will contact you within 24 hours!

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What purpose are you going to finance?

What property will you provide as security?

Where your property is located?

Enter the total market value of all the properties you’re providing as security

How much do you want to borrow? €50 000 - €5 000 000

We’ll lend up to 75% of the value of your security.

Loan amount should be more than 50,000€

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