Flexible Property Backed Loans!

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  • Money Borrowed
    €52,579,833
  • Investors
    11,633
  • Interest From
    7%

Choose a loan amount for your business

Choose a security available

Choose method of repayment

Indicative monthly payment for 12 months

€ 0
11.17 % - annual weighted average interest

We Understand Property.

  • Flexible

    Repayment schedule adapted to borrower's needs

  • Fast

    Tens of millions ready to be lent.

  • Transparent

    Straight forward borrowing process with no hidden fees.

Loan Products

Flip Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Mezzanine Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
10% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Development Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Sale Advanced Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Bridge Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
0.6% per month
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Auction Financing

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Our last funded loans

Melissi 11 development loan Saue, Estonia

  • TARGET
    € 100,000
  • INTEREST RATE
    10.0%
  • LTV
    62%
  • LOAN PERIOD
    12 months
  • The loan is used for completing the construction of a single-family house and to prepare it for sale.
  • As loan collateral, the company offers a single-family residential house in valued area of new residential houses at Melissi street 11, Saue town.
  • Saue is one of Tallinn’s satellite towns located 17 km from Tallinn and is one of the most valuated near-by towns of Tallinn.
  • The Borrower has received funding from EstateGuru platform earlier for Mooni Str. development in the amount of 203 000 EUR and has successfully paid it back with interest.
  • LTV ratio is 62%.
  • The Borrower has long experience in construction and real estate development.
  • EstateGuru security agent will have the 1.st rank mortgage on behalf of the lenders
  • The loan with interest will be repaid from the sale of the collateral within 12 months.

Paldiski mnt 38b refinancing loan 2 Tallinn, Estonia

  • TARGET
    € 100,000
  • INTEREST RATE
    9.0%
  • LTV
    52%
  • LOAN PERIOD
    12 months
  • The loan will be used to refinancing an existing EstateGuru loan.
  • The loan will be secured by 1st charge mortgage on newly built penthouse apartments in Põhja-Tallinn.
  • The loan collateral apartments are located in the residential building, Paldiski mnt 38b, with 9 apartments in total, located only 1 km away from Tallinn Old Town.
  • The loan is repaid by selling the apartments within 1 year, monthly interest is payd from borrowers other businesses (transport, shipping).
  • LTV is 52%.
  • Owner representative is providing a personal guarantee in full mortgage amount.
     

Jaama 165 bridge loan Tartu, Estonia

  • TARGET
    € 245,000
  • INTEREST RATE
    11.0%
  • LTV
    65%
  • LOAN PERIOD
    12 months
  • The loan is used to finance the purchase of a residential land plot (apartment building development).
  • As a loan collateral, the company offers the purchasable plot in Tartu City.
  • The borrower has long-term experience in real estate development.
  • The borrower has previously raised capital through EstateGuru platform with Jõe 2b residential development loan. As of today, the building is finished and three apartments out of four have been successfully sold and the majority of the loan amount has been repaid to the investors. 
  • The loan is repaid by refinancing in 12 months period.
  • Member of the board of the borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Upelio street development loan Vilnius, Lithuania

  • TARGET
    € 85,000
  • INTEREST RATE
    11.0%
  • LTV
    65%
  • LOAN PERIOD
    12 months
  • The loan is used for construction and sales of a house located at Upelio street in Vilnius.
  • As a collateral, the borrower offers two real estate properties - land plot and an apartment.
  • The loan will be repaid from incoming sales revenue of the fully built house in 12 months term.
  • The loan interest payments will be paid from the company's other business earnings.
  • LTV (Loan-to-value) ratio is 65%
  • EstateGuru security agent will have the 1.st rank mortgage on behalf of the lenders.
  • Member of the Board of the borrower is providing a personal guarantee for the full mortgage amount. 

Pringi business loan 4. stage Viimsi vald, Estonia

  • TARGET
    € 75,000
  • INTEREST RATE
    11.5%
  • LTV
    49%
  • LOAN PERIOD
    24 months
  • The loan will be used for increasing the company's operating capital.
  • As a loan collateral, the company offers a land plot with manufacturing building at Viimsi.
  • EstateGuru security agent will have the 1st rank mortgage on behalf of the lenders.
  • The loan will be returned from the profits earned by the company or by refinancing the loan within 24 month period.
  • The loan interest payments will be serviced monthly by the company's monthly earnings.
  • LTV (loan to value) ratio is 49%, considering the loan amounts of previous stages.
  • Member of the board of the borrower will provide a personal guarantee in the full mortgage amount.
  • Company's website: www.pharmaestica.ee 

Kuninga str business loan Pärnu, Estonia

  • TARGET
    € 200,000
  • INTEREST RATE
    10.5%
  • LTV
    39%
  • LOAN PERIOD
    12 months
  • The loan will be used for releasing equity and to continue construction works
  • As a loan collateral, the company offers a commercial house in the city centre of Pärnu, Estonia.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders
  • The loan will be returned by the sale of the renovated apartment ownerships within 12 month period.
  • The loan interests will be serviced monthly.
  • LTV (loan to value) ratio is 39%.
  • Member of the board of the borrower will provide a personal guarantee in full mortgage amount.

Pärna 33a development loan - 4.stage Tartu, Estonia

  • TARGET
    € 216,240
  • INTEREST RATE
    11.5%
  • LTV
    68%
  • LOAN PERIOD
    12 months
  • The 4th stage financing of the loan is used to continue the construction of the apartment building
  • As a loan collateral, the company offers a property (apartment building under construction) in Tartu City Centre.
  • The borrower has long-term experience in real estate development.
  • The borrower has previously raised capital through EstateGuru platform with Jõe 2b residential development loan. As of today, the full principal amount of the loan (€396 000) + accumulated interest (€36 800) has been successfully repaid. 
  • The loan is repaid from the sale of the apartments in 12 months period.
  • The whole project will be financed in five stages, according to the increase of the collateral value.
  • Member of the board of the borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Aia Bridge Loan Kehra, Estonia

  • TARGET
    € 21,750
  • INTEREST RATE
    11.0%
  • LTV
    60%
  • LOAN PERIOD
    18 months
  • Loan is used for purchase of land plot.
  • As a loan collateral company offers land plot Aia Str.12, Kehra town, Anija borough, Harju county.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders
  • Loan is repaid from refinancing or by sale of the collateral asset.
  • LTV (Loan-to-Value) ratio is 60%.
  • Member of the Board of the Borrower is providing personal guarantee in full mortgage amount.

Our clients about us

Ingmar Saksing,
LVM Kinnisvara

Marko Lind,
RS Kinnisvaragrupp OÜ

Tõnu Toompark,
MA Adaur Grupp OÜ / www.adaur.ee

Call us on +372 641 2777 or leave a message below. We will contact you within 24 hours!

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What purpose are you going to finance?

What property will you provide as security?

Where your property is located?

Enter the total market value of all the properties you’re providing as security

How much do you want to borrow? €50 000 - €5 000 000

We’ll lend up to 75% of the value of your security.

Loan amount should be more than 50,000€

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