Flexible Property Backed Loans!

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  • Money Borrowed
    €44,029,443
  • Investors
    10,450
  • Interest From
    7%

Choose a loan amount for your business

Choose a security available

Choose method of repayment

Indicative monthly payment for 12 months

€ 0
11.12 % - annual weighted average interest

We Understand Property.

  • Flexible

    Repayment schedule adapted to borrower's needs

  • Fast

    Tens of millions ready to be lent.

  • Transparent

    Straight forward borrowing process with no hidden fees.

Loan Products

Flip Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Mezzanine Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
10% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Development Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Sale Advanced Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Bridge Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
0.6% per month
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Auction Financing

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Our last funded loans

Köörimäe bridge loan 2 Nüpli, Estonia

  • TARGET
    € 80,000
  • INTEREST RATE
    11.0%
  • LTV
    67%
  • LOAN PERIOD
    12 months
  • The loan is used to refinance an outstanding more expensive loan and to increase the operating capital of the company.
  • As a loan collateral, the borrower offers a residential summer cottage built in 2013 near Otepää, on the shore of a beautiful lake.
  • The borrower has extensive experience in real estate management.
  • The loan is repaid from the borrower's business operations or the proceeds from the sale of the borrower's personal property within 12 months.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Männiku road development loan 3. stage Tallinn, Estonia

  • TARGET
    € 28,000
  • INTEREST RATE
    11.0%
  • LTV
    65%
  • LOAN PERIOD
    12 months
  • The loan will be used for purchase and completing the construction of a development project.
  • As a loan collateral, company offers a residential land at Männiku tee, Tallinn.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • The loan will be returned by the sale of the completed apartments within 12 months.
  • LTV (loan to value) ratio is 65%.
  • Member of the board of the borrower will provide a personal guarantee in the full mortgage amount.

Rae bridge loan 2 Aaviku küla, Estonia

  • TARGET
    € 90,000
  • INTEREST RATE
    11.0%
  • LTV
    47%
  • LOAN PERIOD
    12 months
  • The loan is used to finish the construction of two residential houses in Rae parish, built by the borrower.
  • As a loan collateral, the company offers four commercial and manufacturing land plots in Rae parish, in Aaviku village, next to Tartu highway, with a total area of 26 843 m2.
  • The borrower has a long-term experience in real estate development.
  • The loan is repaid from the sale of the constructed residential houses in 12 months term.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount. 
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Pärna road bridge loan Tiskre küla, Estonia

  • TARGET
    € 100,000
  • INTEREST RATE
    10.0%
  • LTV
    53%
  • LOAN PERIOD
    12 months
  • The loan is used to release equity to increase operating capital of the company.
  • As a loan collateral, the company offers a land plot (for row house development) and as additional collateral two single family land plots in Tiskre. 
  • The borrower has previously raised capital through EstateGuru platform which has been already fully repaid (principal amount of €200 000) with accumulated interest (€7 307) and all the interest payments have been done in time.
  • The loan is repaid from refinancing, from the sale of the loan collateral or from incoming revenues of the Borrower other business activities within 12 months. 
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Lirokuja business loan Helsinki, Finland

  • TARGET
    € 1,650,000
  • INTEREST RATE
    11.5%
  • LTV
    63%
  • LOAN PERIOD
    12 months
  • The loan will be used for purchasing a property.
  • As a loan collateral, the company offers an industrial building in the city of Helsinki.
  • EstateGuru security agent will have the 2. rank mortgage on behalf of the lenders
  • EstateGuru is the senior lender in the loan. First rank mortgage in the land registry covers the land rent payments to Helsinki city. The borrower has deposited rental payments for the entire loan period to EstateGuru's deposit account.
  • Loan will be repaid from refinancing by a commercial bank in 12 months period.
  • LTV (loan to value) ratio is 63%
  • Member of the board of the borrower will provide a personal guarantee in full mortgage amount.
  • The borrower will add 0,5% bonus annual interest for investors committing more than €20,000 (12%).
  • The borrower will add 1% bonus annual interest for investors committing more than €100,000 (12,5%).

Roo mortgage loan Tallinn, Estonia

  • TARGET
    € 50,000
  • INTEREST RATE
    10.0%
  • LTV
    61%
  • LOAN PERIOD
    12 months
  • The loan will be used for partial renovation of a three-room apartment in Tallinn. 
  • As a loan collateral the company offers a partially renovated apartment in Tallinn at the Pelgulinna residential area.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • The loan will returned from the sales of the completed apartment within 12 months period.
  • The LTV (loan to value) is 61%.
  • The member of the board of the borrower will provide a personal guarantee in full mortgage amount.

Metssea road 2 development loan 1. stage Rae, Estonia

  • TARGET
    € 60,000
  • INTEREST RATE
    9.0%
  • LTV
    68%
  • LOAN PERIOD
    12 months
  • The loan will be used for completing the construction of a duplex house at Uuesalu village, Rae parish, Harju county.
  • As a loan collateral, company offers a property at Uuesalu village, Rae parish, Harju county.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.
  • The loan will be repaid by the sale of the property within 12 months period.
  • The borrower has previously raised capital from EstateGuru platform for Ilvese road development project and Metssea road development project which at the moment has been wholly returned.
  • LTV (loan to value) ratio, including all stages of the loan, can be up to 68%
  • Member of the board of the borrower will provide a personal guarantee in the full mortgage amount.

Romainiu aleja bridge loan Kaunas, Lithuania

  • TARGET
    € 32,000
  • INTEREST RATE
    10.0%
  • LTV
    62%
  • LOAN PERIOD
    12 months
  • The loan is used for finishing of the construction of three residential houses and a strat o new stage.
  • As a loan collateral, the company offers unfinished house and residential land plot in Kaunas.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders
  • The loan will be repaid from the sales of the apartments in 12 months period.
  • LTV (Loan-to-Value) ratio is: 62 %
  • Member of the Board of the Borrower is providing a personal guarantee in full amount. 

Our clients about us

Ingmar Saksing,
LVM Kinnisvara

Marko Lind,
RS Kinnisvaragrupp OÜ

Tõnu Toompark,
MA Adaur Grupp OÜ / www.adaur.ee

Call us on +372 641 2777 or leave a message below. We will contact you within 24 hours!

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What purpose are you going to finance?

What property will you provide as security?

Where your property is located?

Enter the total market value of all the properties you’re providing as security

How much do you want to borrow? €50 000 - €5 000 000

We’ll lend up to 75% of the value of your security.

Loan amount should be more than 50,000€

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