Flexible Property Backed Loans!

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  • Money Borrowed
    €33,531,169
  • Investors
    8,364
  • Interest From
    7%

Choose a loan amount for your business

Choose a security available

Choose method of repayment

Indicative monthly payment for 12 months

€ 0
11.12 % - annual weighted average interest

We Understand Property.

  • Flexible

    Repayment schedule adapted to borrower's needs

  • Fast

    Tens of millions ready to be lent.

  • Transparent

    Straight forward borrowing process with no hidden fees.

Loan Products

Flip Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Mezzanine Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
10% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Development Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
7% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Sale Advanced Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Bridge Loan

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 36 months
Interest From
0.6% per month
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Auction Financing

Loan Amount
€ 20 000 - € 3 000 000
Loan Period
1 - 60 months
Interest From
5% p.a.
Maximum Loan-To-Value
75%
EstateGuru fee
3%

Our last funded loans

Tuigo street development loan Tartu, Estonia

  • TARGET
    € 130,000
  • INTEREST RATE
    11.0%
  • LTV
    67%
  • LOAN PERIOD
    12 months
  • The loan is used to refinance existing more expensive liabilities and to raise additional capital to complete the construction work.
  • The borrower has previously raised capital through EstateGuru platform and successfully returned fully the loan principal with accumulated interest to the investors.
  • As a loan collateral, the borrower is offering two private houses, where interior finishing works are almost finished nearby Tartu. 
  • The borrower has a long-term experience in construction and real estate in both Tartu and Võru.
  • The loan is repaid from the sale of houses within 12 months.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount. 
  • EstateGuru security agent will have the 1 rank mortgage on behalf of the lenders.
  • The borrower is adding 1% bonus annual interest for investors committing at least 10 000 EUR (12.0%) and 2% bonus annual interest for investors committing at least 20 000 EUR (13.0%).

Vesivärava st house reconstruction loan Tallinn, Estonia

  • TARGET
    € 105,000
  • INTEREST RATE
    12.0%
  • LTV
    72%
  • LOAN PERIOD
    12 months
  • The loan is used to continue the construction works of the building.
  • As a loan collateral, the borrower offers three apartment ownership units which include the roof floor (attic) of an apartment building, located in a highly valued area of Kadriorg district, in Tallinn.
  • The house renovation project is led by the borrower, who has previously raised capital twice on our platform, one of which has already been successfully returned to investors with accumulated interest (€ 490,000 + interest).
  • The loan will be repaid by refinancing or from the sale of the collateral within 12 months period.​
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders.

Komeedi street business loan Tallinn, Estonia

  • TARGET
    € 45,000
  • INTEREST RATE
    9.0%
  • LTV
    30%
  • LOAN PERIOD
    36 months
  • The loan is used to increase the working capital of the company.
  • As a collateral for the loan, the borrower offers a commercial space in the central area of Tallinn.
  • The borrower has a long-term experience in the field of office equipment sales and in the design and installation of so-called smart house solutions.
  • The loan is returned in 36 months according to an annuity payment schedule or from the sale of the collateral. 
  • The ratio of the loan to the collateral value (LTV) is 30%, and the ratio of the loan amount to the net area of the collateral asset is 400 € / m2.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Pärna 33a development loan - 2.stage Tartu, Estonia

  • TARGET
    € 183,000
  • INTEREST RATE
    11.5%
  • LTV
    68%
  • LOAN PERIOD
    14 months
  • The 2nd stage financing of the loan is used to continue the construction of the apartment building
  • As a loan collateral, the company offers the plot in Tartu City Centre.
  • The borrower has long-term experience in real estate development.
  • The borrower has previously raised capital through EstateGuru platform with Jõe 2b residential development loan. As of today, the full principal amount of the loan (€396 000) + accumulated interest (€36 800) has been successfully repaid. 
  • The loan is repaid from the sale of the apartments in 14 months period.
  • The whole project will be financed in five stages, according to the increase of the collateral value.
  • Member of the board of the borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Veskimöldre terraced houses bridge loan II Alliku küla, Estonia

  • TARGET
    € 250,000
  • INTEREST RATE
    11.0%
  • LTV
    60%
  • LOAN PERIOD
    12 months
  • The raised capital will be used to acquire 2 residential land plots with a construction right for terraced houses. The funds are also used for development preparation period as well as to start the first construction works.
  • As a loan collateral, the borrower offers the purchasable 2 land plots (land plots with a construction right for terraced houses) in the Veskimöldre area, Laagri.
  • The borrower has a long-term experience in real estate development.
  • The borrower will be paying monthly interest payment partially, meaning that 50% of the amount is paid monthly and 50% will accumulate to the end of the loan term period.
  • The loan will be refinanced with the bank's construction loan in 12 months term.
  • EstateGuru security agent will have the 1.rank mortgage on behalf of the lenders.
  • The borrower's parent company guarantees the loan's interest payments (including the possible penalties and compensations) and the loan's principal amount is guaranteed by the seller's repurchase obligation.
  • The borrower is adding 1% bonus annual interest for investors committing more than €10,000 (12%).

Tiskre residences development loan I Tiskre küla, Estonia

  • TARGET
    € 57,000
  • INTEREST RATE
    11.0%
  • LTV
    58%
  • LOAN PERIOD
    12 months
  • The loan will be used to release equity for the development preparation period (preparation of a development project, projection, and for the process of obtaining a building permit).
  • The loan is secured by the residential land plot (with a detailed plan for a residential development), in Harju County, Tiskre village.
  • The development of the road network has been completed and there is a central technical network available.
  • The sales of the project have already started. The development website www.tiskreresidentsid.ee is published and UusMaa Kinnisvarabüroo has been selected as the sales partner.
  • The loan will be returned from refinancing by equity investor, after the issuance of a building permit in 12 months period, by selling the development project or from the incoming revenues from the pre-sale of the plot.
  • The EstateGuru security agent will have the 1st rank mortgage on behalf of the lenders.

Jüri Sewing Factory business loan Jüri alevik, Estonia

  • TARGET
    € 135,000
  • INTEREST RATE
    11.0%
  • LTV
    62%
  • LOAN PERIOD
    18 months
  • The loan is used to cover existing liabilities, as well as to invest into increasing the value of the collateral, i.e., renovations will be started.
  • As a loan collateral, the company offers a property (production building), which currently operates as a sewing factory.
  • The borrower has long-term experience in entrepreneurship.
  • Loan interest payments will be serviced monthly from the company's revenue.
  • The loan is returned at the expense of the proceeds of the company's business operations or from refinancing within 18 months.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Soontevahe street construction loan Suurupi küla, Estonia

  • TARGET
    € 110,000
  • INTEREST RATE
    11.0%
  • LTV
    56%
  • LOAN PERIOD
    12 months
  • The loan is used to complete the acquisition of a real estate property and to continue the construction works.
  • As the loan collateral, the borrower offers a purchasable property (a duplex house in construction), in Suurupi village, in Harju county.
  • Today the building has a ca. 40% readiness.
  • The borrower has over 10 years of experience in real estate development.
  • The loan is returned from the incoming sales revenue of the development project within 12 months.
  • Member of the Board of the Borrower is providing a personal guarantee in full mortgage amount.
  • EstateGuru security agent will have the 1. rank mortgage on behalf of the lenders.

Our clients about us

Ingmar Saksing,
LVM Kinnisvara

Marko Lind,
RS Kinnisvaragrupp OÜ

Tõnu Toompark, MA Adaur Grupp OÜ / www.adaur.ee

Call us on +372 641 2777 or leave a message below. We will contact you within 24 hours!

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What purpose are you going to finance?

What property will you provide as security?

Where your property is located?

Enter the total market value of all the properties you’re providing as security

How much do you want to borrow? €50 000 - €5 000 000

We’ll lend up to 75% of the value of your security.

Loan amount should be more than 50,000€

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