Register as Investor.
Place Funds on your Virtual User Account
You must have sufficient funds on you user account to make an investment. You can invest as little as €50! Deliver any “know your customer” information we ask and you are ready to go!
Select a Project
Browse projects and Loan Requests and choose the one you believe in! Read the background information, click on "Invest" and enter your preferred investment amount – it’s as simple as that!
Register as Borrower.
Create your Project and Apply for Funding
Provide details of the project and complete the funding application. Specify the target amount, your desired interest rate and other key terms.
Project approved – complete the Loan Request
If your project is approved, we agree the key financing terms with you and publish your Loan Request on our Investments page.
The financing round can normally be open for up to 2 weeks. Investors can commit loans until the target amount is reached. If the project fails to attract sufficient funding, the loan commitments already in place are released back to the Investors.
The funds, less any EstateGuru fees, are released to the Borrower promptly after the Borrower has granted security and satisfied all other relevant drawdown conditions.
Borrower is expected to make principal and interest payments in accordance with the relevant repayment schedule. Investors can monitor all repayments and interest accruals on their Portfolio page, with any receipts being available for withdrawal or reinvestment.