INSTITUTIONAL INVESTORS

Real estate debt - the leading alternative asset class

EstateGuru is the leading European digital investment platform for short-term property backed loans. The company focuses on delivering sustainable investment returns with strong downside protection.

Invest in a diverse portfolio of senior secured property-backed SME loans

Secured by externally valued real estate with an average LTV of <60%

Attractive weighted average tenor (12-18 months), enabling quick adjustments to changing market circumstances

Two possibilities: Invest in our Senior Secured Credit Fund or discuss a Managed Account

Our track record

€370,807,059

Total loans funded

14.0 months

Average loan term of issued loans

11.5 Months

Average loan term of repaid loans

59.61%

Average loan to value (LTV)

2,413

No. of loans funded

€153,671

Average Loan Size

€27,739,612

Investors total earnings

€166,321,416

Outstanding loan volume

11.41%

Historical gross yield

What we offer

Access

Access to underserved parts of the real estate loan market as well as covering underserved regions, both normally out of reach to investors

Protection

Downside protection provided by first ranking security (mortgage on real estate), strong credit analysis and financial covenants

Cutting Edge Technology

Proprietary state-of-the-art technology enabling 1) digital asset origination 2) efficient, scalable borrower and investor experience

Experience

Experienced management team with deep expertise in the property finance marketplace

Our Investment Products

1. EstateGuru Senior Secured Credit fund

The EstateGuru Senior Secured Credit Fund offers institutional investors the opportunity to invest in a diversified portfolio of senior secured property-backed SME loans across several European countries.

The Fund is set up to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.

All loans are secured against externally valued European real estate, with an average Loan-to-Value of 59.78%. This model, coupled with a conservative approach to risk and expert recovery teams offers significant downside protection to investors.

▸ Target yield: 8-10% gross with semi-annual cash distributions
▸ Loan types: Short term business, bridging- and development loans
▸ Fund structure: Luxembourg SICAV-RAIF
▸ Jurisdictions: European Union with an accent on Germany, Nordics and Baltics
▸ Compliance with important ESG standards: PRI/GREB

2. EstateGuru managed accounts

Managed accounts are the perfect way to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.

We offer managed accounts on a case-by-case basis. Please feel free to contact us to discuss the possibilities. 

Willem Reddingius

Director: Capital Markets

People behind EstateGuru

Marek Pärtel

CEO and Co-Founder

An experienced entrepreneur with a passion for proptech & fintech, Marek is also an investor and adviser at Startupwiseguys, a co-founder and partner at Invego, an in-demand public speaker and an Angel Investor.

Dr. Gabriella Kindert

Board Member

A senior banking and investment professional specialized in Alternative Credit and Private markets. She has over 20 years of international experience in managing investment portfolios for leading institutional investors and global investment teams of alternative and fixed income strategies.

Andres Luts

Chief Credit Officer

A proactive credit risk manager who has over 10 years of experience in banking and real estate valuation. Has built successful credit risk models for assessing both corporate and retail lenders.