For institutional investors

Real estate debt – the leading alternative asset class

Two possibilities

Invest in our Senior Secured Credit Fund or discuss a Managed Account

Estateguru is the leading European digital investment platform for short-term property backed loans. The company focuses on delivering sustainable investment returns with strong downside protection.

  • Invest in a diverse portfolio of senior secured property-backed SME loans

  • Secured by externally valued real estate with an average LTV of <60%

  • Weighted average tenor 12-18 months, enabling quick adjustments to changing market circumstances

Judith Tan

Head of Capital Markets

judith.tan@estateguru.co
Option One

Estateguru Senior Secured Credit fund

The Estateguru Senior Secured Credit Fund offers institutional investors the opportunity to invest in a diversified portfolio of senior secured property-backed SME loans across several European countries.

The Fund is set up to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.

All loans are secured against externally valued European real estate, with an average Loan-to-Value of 59.78%. This model, coupled with a conservative approach to risk and expert recovery teams offers significant downside protection to investors.

  • Target yield: 8-10% gross with semi-annual cash distributions
  • Loan types: Short term business, bridging- and development loans
  • Fund structure: Luxembourg SICAV-RAIF
  • Jurisdictions: European Union with an accent on Germany, Nordics and Baltics
  • Compliance with important ESG standards: PRI/GREB
Option Two

Estateguru
managed accounts

Managed accounts are the perfect way to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.

We offer managed accounts on a case-by-case basis. Please feel free to contact us to discuss the possibilities.

Why invest with us

Our long track record and proven business model provide you with easy, risk-mitigated access to Europe’s largest property-secured debt investment portfolio.

Access

Access to underserved parts of the real estate loan market as well as covering underserved regions, both normally out of reach to investors

Protection

Downside protection provided by first ranking security (mortgage on real estate), strong credit analysis and financial covenants

Cutting Edge Technology

Proprietary state-of-the-art technology enabling 1) digital asset origination 2) efficient, scalable borrower and investor experience

Experience

Experienced management team with deep expertise in the property finance marketplace

€635,385,474

Total loans funded

14.0 Months

Average term of issued loans

11.5 Months

Average term of repaid loans

60.45%

Average loan to value (LTV)

4,306

Loans funded

€147,558

Average loan size

€272,261,634

Outstanding loan volume

10.99%

Historical return

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