Estateguru is the leading European digital investment platform for short-term property backed loans. The company focuses on delivering sustainable investment returns with strong downside protection.
Invest in a diverse portfolio of senior secured property-backed SME loans
Secured by externally valued real estate with an average LTV of <60%
Weighted average tenor 12-18 months, enabling quick adjustments to changing market circumstances
Head of Capital Marketsjudith.email@example.com
The Estateguru Senior Secured Credit Fund offers institutional investors the opportunity to invest in a diversified portfolio of senior secured property-backed SME loans across several European countries.
The Fund is set up to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.
All loans are secured against externally valued European real estate, with an average Loan-to-Value of 59.78%. This model, coupled with a conservative approach to risk and expert recovery teams offers significant downside protection to investors.
Managed accounts are the perfect way to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.
We offer managed accounts on a case-by-case basis. Please feel free to contact us to discuss the possibilities.
Our long track record and proven business model provide you with easy, risk-mitigated access to Europe’s largest property-secured debt investment portfolio.
Access to underserved parts of the real estate loan market as well as covering underserved regions, both normally out of reach to investors
Downside protection provided by first ranking security (mortgage on real estate), strong credit analysis and financial covenants
Proprietary state-of-the-art technology enabling 1) digital asset origination 2) efficient, scalable borrower and investor experience
Experienced management team with deep expertise in the property finance marketplace
Total loans funded
Average term of issued loans
Average term of repaid loans
Average loan to value (LTV)
Average loan size
Outstanding loan volume
In 2022, we saw €183,0M worth of loans on our platform (10% less than in 2021), with €11,8M produced in December. Estonia was the best performing market in terms of volume, in December (€5,3M), and also in 2022 overall (€69,2). Finland followed with €2,2M (€22,0M for the last two years), while Latvia produced €23,6M (annual […]Read article
I’d like to begin by expressing my immense gratitude to our investors, partners, and our team for the trust you’ve shown in our platform, which has remained constant even in the face of uncertain macroeconomic conditions. I am glad to welcome you to another year full of new and exciting crowdfunding opportunities. There were many […]Read article
We get a lot of questions from our investors about refinancing; why do we do it, and does it indicate that a loan is of low quality, or represents a higher risk? In this blog, we’ll explain why we refinance some loans, and dispel some of the myths surrounding what is in fact a completely […]Read article