Estateguru is the leading European digital investment platform for short-term property backed loans. The company focuses on delivering sustainable investment returns with strong downside protection.
Invest in a diverse portfolio of senior secured property-backed SME loans
Secured by externally valued real estate with an average LTV of <60%
Weighted average tenor 12-18 months, enabling quick adjustments to changing market circumstances
Head of Capital Marketsjudith.firstname.lastname@example.org
The Estateguru Senior Secured Credit Fund offers institutional investors the opportunity to invest in a diversified portfolio of senior secured property-backed SME loans across several European countries.
The Fund is set up to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.
All loans are secured against externally valued European real estate, with an average Loan-to-Value of 59.78%. This model, coupled with a conservative approach to risk and expert recovery teams offers significant downside protection to investors.
Managed accounts are the perfect way to deliver a reliable, high-yield income with diversification through geographic, loan-type, borrower profile and real estate differentiators.
We offer managed accounts on a case-by-case basis. Please feel free to contact us to discuss the possibilities.
Our long track record and proven business model provide you with easy, risk-mitigated access to Europe’s largest property-secured debt investment portfolio.
Access to underserved parts of the real estate loan market as well as covering underserved regions, both normally out of reach to investors
Downside protection provided by first ranking security (mortgage on real estate), strong credit analysis and financial covenants
Proprietary state-of-the-art technology enabling 1) digital asset origination 2) efficient, scalable borrower and investor experience
Experienced management team with deep expertise in the property finance marketplace
Total loans funded
Average term of issued loans
Average term of repaid loans
Average loan to value (LTV)
Average loan size
Outstanding loan volume
She tells us what she likes most about working at Estateguru and how a career in field hockey has prepared her for the challenges of the fintech world. How long have you been part of the Estateguru team? I joined Estateguru in May 2022, but thanks to a very sophisticated onboarding process and our amazing […]Read article
In October, Estonia was the best-performing market with €6,5M worth of loans funded, followed by Lithuania (€3,3M) and Germany (€1,8M). The total financed amount was €15,1M. As expected, repayments increased compared to September and were nearly €11,0M. The average return was at 8,9% with a total of 103 loans repaid. The default rate remained below […]Read article
Debt Management is the process by which late payments and defaults are recovered by a lender and is a key component in realising expected returns for investors. Once a repayment date is missed, lenders take appropriate and timely action to get the loan back on track or initiate repossession of the property, in order to […]Read article