Estateguru operates an electronic system in relation to lending (the “Platform“), which enables investors to enter into peer-to-peer (P2P) loans with borrowers.
There is no guarantee that you will get back your investment either as a whole or in part. There is a possibility of losing all of the funds invested through the Platform. Below we outline the measures that we take to mitigate these risks.
Estateguru in a Crowdfunding platform operator as defined in the Law on Crowdfunding of the Republic of Lithuania and provides the possibility for potential lenders and borrowers to meet and enter into loan contracts over the Platform.
If you enter into a loan contract on the Platform, your capital is at risk. While Estateguru takes steps to mitigate this risk for the client’s providing loans over the Platform investors by taking measures to manage risk outlined below, you may not get all, or any, of your money back. Each loan contract is entered into between each investor and borrower of the loan and Estateguru will only act as an intermediary on behalf of the lenders in relation to the relevant loan contract.
While there is a number of risks associated with investing, the largest risk to you losing your investment is that of a borrower’s default – if the borrower is unable to make their loan repayments. Estateguru’s project selection processes aim to protect your investment against the risk of a defaulting borrower. When you invest through the Platform, your money is lent borrowers seeking financing, who have passed a due diligence process implemented by Estateguru. Please read and make sure you understand the associated risks with your investment, detailed below.
HQ, Estonia
Tartu mnt 10/Pääsukese 2
Tallinn, 10145
+372 641 2777
Latvia
Ģertrūdes iela 10 – 19
Rīga, LV-1010
+371 25457755
Lithuania
Technopolis/Delta
J. Balčikonio gatvė 9
LT-08314, Vilnius
+37067760258
United Kingdom
53 King Street Manchester
Manchester, M2 4LQ
+44 161 359 4642
Finland
Sofiankatu 4 C
Helsinki, 10145
+358 50 414 1641
Germany
Kurfürstendamm 165
Berlin, 10707
+372 641 2777
Armenia
0014, Yerevan
Azatutyan Ave.
24/17 Business plaza E
+374 95 050 909
Bank of Lithuania
Company code: 188607684
Gedimino ave. 6, LT-01103 Vilnius
Free information line 8 800 50 500, fax. (8 5) 268 0038, info@lb.lt
Estateguru Lietuva, UAB is included in the
Public List of Operators of Concentrated Financing Platforms administered by the Bank of Lithuania.
Bank of Lithuania Consumer and Financial Market Participant Dispute Resolution Procedure.
Estateguru Finland Oy is registered as a crowdfunding intermediary and supervised by the Finnish Financial Supervision Authority Finanssivalvonta (FIN-FSA).
In Lithuania: Estateguru Lietuva, UAB | Company code: 305009401
In Finland: Estateguru Finland Oy | Company code: 3013863-3
In other countries: Estateguru OÜ | Company code: 12558919
Partner of Lemonway, a European payment institution accredited in France by the ACPR (CIB 16568).
Crowdfunding is not covered by the insurance coverage provided by the laws on insurance of deposits and liabilities to investors of the European Union member states. The acquisition of this asset is associated with considerable risks and can lead to the complete loss of the invested assets.
Investing involves the risk of losing some or all of the money you invest. The information provided cannot be considered an investment recommendation. For more information on investment risks, see the Investor Risk Report.