EstateGuru historical statistics
Since founding EstateGuru in 2014, we've helped property developers all over Europe borrow money quickly and easily, giving them access to reliable capital when they need it most. In parallel, our investors have earned market-leading returns on short-term property-backed loans.
€375,415,965
Total loans funded
Average loan to value (LTV)
Number of loans funded
Average loan size
Historical return
Average loan term of issued loans
Average loan term of repaid loans
Loan portfolio
Our loan portfolio shows great historic stability and steady growth, while the recovery data and default rates remain industry-leading.
|
Repaid
|
€210,370,626 55.65 % |
|
Funded
|
€132,857,638 35.15 % |
|
In Default
|
€12,915,755 3.42 % |
|
Late
|
€11,925,970 3.15 % |
|
Recovered
|
€9,952,906 2.63 % |
|
Lost
|
€0 0.00 % |
Total recovered amount
Average return of recovered loans
Average term from default to recovery
Recovery rate (portfolio)
Total loss of capital
Historical default
Monthly loan repayment amounts
Historical loans by country
Estonia
|
€184,802,735 49.23% |
Lithuania
|
€66,515,790 17.72% |
Latvia
|
€49,139,075 13.09% |
Finland
|
€39,309,831 10.47% |
Germany
|
€30,813,534 8.21% |
Spain
|
€2,235,000 0.60% |
Sweden
|
€1,750,000 0.47% |
Portugal
|
€850,000 0.23% |
Historical performance
Loan funded amount is shown as a total cumulative number as of 31 December of the corresponding year. All other numbers are shown as current and are subject to change as repayments and recoveries occur.
| Loan funded | Outstanding loans | Repaid | Actual return | Weighted return | Late + default | |
|---|---|---|---|---|---|---|
| 2021 |
€68,264,606
359 Loans
|
€65,222,476
328 Loans
|
€2,054,540
28 Loans
|
11.00%
|
10.09%
|
€196,000
3 Loans
|
| 2020 |
€120,305,673
824 Loans
|
€56,571,017
361 Loans
|
€45,858,310
402 Loans
|
11.18%
|
10.95%
|
€14,239,770
61 Loans
|
| 2019 |
€80,370,394
583 Loans
|
€4,679,482
50 Loans
|
€66,785,276
484 Loans
|
11.61%
|
10.83%
|
€6,489,787
49 Loans
|
| 2018 |
€53,004,608
354 Loans
|
€116,715
3 Loans
|
€50,398,338
328 Loans
|
12.02%
|
10.80%
|
€1,674,818
22 Loans
|
| 2017 |
€22,992,923
147 Loans
|
€0
0 Loans
|
€21,434,012
139 Loans
|
12.06%
|
10.76%
|
€1,546,500
8 Loans
|
| 2016 |
€11,932,010
77 Loans
|
€0
0 Loans
|
€11,932,011
77 Loans
|
13.56%
|
10.52%
|
€0
0 Loans
|
| 2015 |
€4,403,450
23 Loans
|
€0
0 Loans
|
€4,403,450
23 Loans
|
11.52%
|
10.67%
|
€0
0 Loans
|
| 2014 |
€19,100
1 Loans
|
€0
0 Loans
|
€19,100
1 Loans
|
11.42%
|
10.00%
|
€0
0 Loans
|
What are loans used for?
We offer three types of short-term loans, each serving a specific niche need for our borrowers. Investors can choose which loan types they wish to support.
|
Bridge loan
|
€161,092,759 42.91% |
|
Development loan
|
€126,099,703 33.59% |
|
Business loan
|
€88,223,503 23.50% |
Collateral types
Each EstateGuru investment opportunity is backed by real estate. We are currently holding €298,975,004 in collaterals, of which 97.01% is backed by a first-rank mortgage. This graph shows the types of collaterals as a proportion of the total.
|
Residential
|
€194,699,642 51.86% |
|
Commercial
|
€92,363,814 24.60% |
|
Land
|
€88,352,509 23.53% |
Annual reports
Our detailed annual financial reports are independently audited by a third-party auditing firm and are available to download and study. Below is a list of available reports.
