Price List Updated: 05/03/2020

General services Price (€)
Account management fee -
Service fee¹ According to service provider pricing
Investing Price (€)
Making an investment -
Contract fee -
Service fee for seller 2% of the transaction amount
Buyer fee -
Borrowing Price (€)
Intermediation fee² 2.5%-4%
Administration fee (annual)³ 0-2%
Notary fees from establishing the mortgage⁴ According to notary services pricelist
Establishing the mortgage by EstateGuru Security Agent 250 + VAT
Releasing the mortgage by EstateGuru Security Agent 100 + VAT
Extending loan Period up to 6 months Up to 1% from the loan amount, min €250
Formal notice fee According to local service provider pricing
EstateGuru Security Realisation Fee 5% of principal loan amount
Security agent fee According to local service provider pricing
Bailiff fee⁵ According to local service provider pricing
Overdue payment notice⁶ 20€ (according to EC directive 2011/7/EU)

 

¹ -Service fee – it is a fee in the amount of up to 10 euros for administrating transactions on the platform. The precise fee amount is indicated in the deposit/withdrawal section of the platform.

² – The platform reserves the right to propose a specific fee amount considering the loan amount, loan term, repayment schedule, liquidity of the asset and borrower’s background. Fx, for a loan amount of €1 000 000 with an LTV 50%, a loan term of 12 months and monthly interest payment with the principal paid at the end and strong financial background of the borrower, the intermediation fee can be proposed 2.5% from the loan amount. For a loan amount of €50 000, LTV 69%, collateral situated in the secondary city, full bullet payment schedule, the intermediation fee could be prosed 4% of the loan amount.

³ – Fx. The platform reserves the right to propose a specific administration fee amount considering the loan amount, loan term, repayment schedule, liquidity of the asset and borrower’s background. Fx, for a loan amount of €1 000 000 with an LTV 50%, a loan term of 12 months and monthly interest payment with the principal paid at the end and strong financial background of the borrower, the administration fee can be proposed 0.5% annually, paid according to the the interest payment schedule. For a loan amount of €50 000, LTV 69%, collateral situated in the secondary city, full bullet payment schedule, the annual administration fee could be prosed 0%, due to specifics of the loan repayment (full bullet) and proposed intermediation fee.

⁴ – Read more about Estonian Notary Fees Act https://www.riigiteataja.ee/akt/114032011047

⁵ – Estonia: https://www.riigiteataja.ee/en/eli/517012019001/consolide; Latvia: http://likumi.lv/doc.php?id=250209; Lithuania: https://www.antstoliurumai.lt/index.php?id=1989

– We charge up to 40€ (2*20€) reminder fees in accordance of EC directive 2011/7/EU article 6 and local legislation where the mentioned EC directive has been implemented into.