Estateguru P2P lending Blog
  • Investing
  • Borrowing
  • Portfolio overviews
  • Case studies
  • Press
  • Company news
  • Office life
  • To estateguru.co
No Result
View All Result
  • lv Latviešu
  • lt Lietuvių
  • fi Suomi
  • et Eesti
  • en English
  • de Deutsch
Create Account
Estateguru P2P lending Blog
  • Investing
  • Borrowing
  • Portfolio overviews
  • Case studies
  • Press
  • Company news
  • Office life
Estateguru P2P lending Blog
Home Portfolio overviews

Loan portfolio overview (April of 2022)

€14,7M worth of loans were financed during April of 2022. New loans in Estonia contributed nearly 50% of the volume, followed by Germany and Latvia. During the past month we have seen a rise in investor activity and investments on our platform.

May 23, 2022
in Portfolio overviews
Reading Time: 2 mins read
0 0

€14,7M worth of loans were financed during April of 2022. New loans in Estonia contributed nearly 50% of the volume, followed by Germany and Latvia. During the past month we have seen a rise in investor activity and investments on our platform.

Loan Amount Funded

In regards to repayments, we have seen increased volatility in 2022. However, in April our borrowers paid back 1,5 times more loans than in March. We haven’t changed our forecast and expect further improvement in repayments during the second quarter.

Loan Repayments Amount
Loan Repayments Amount
Number of Repaid Loans and the Average Return
Number of Repaid Loans and the Average Return

The default rate increased to 5,9%, due to new default projects in Lithuania and Estonia. We expect that the collateral from two large Finnish loan projects’ (total of €3,5M) will be sold through auctions within a month, with repayment to follow during June-July.

We finally closed our Swedish default project to our investors, reaching a settlement agreement with the borrower. During the past month we have focused on our late loan management, and hence we expect the late loan amount to decrease during the second quarter.

Outstanding Portfolio
Outstanding Portfolio
As of 22.05.2022
Total financed loans since 2014€571,0M
Total repaid loans since 2014€320,5M
Total outstanding portfolio€250,5M
Total outstanding defaulted loans€14,0M
Total number of outstanding defaulted loans50
Default rate (outstanding loans)5,6%
Partially recovered loans rate (outstanding loans)0,8%
Default rate (total financed loans)2,5%
Total amount of recovered loans (including partially)€19,0M
Total number of fully recovered loans104
Average return rate of fully recovered loans9,2%
Average time from default to recovery10,3 months
Write-off rate (total financed loans)0,007%

We will keep you informed about the credit portfolio quality monthly.

 

Related posts

Loan Portfolio Overview (February 2022)

Matti’s portfolio report, February 2022: How to build a ‘foolproof’ portfolio

Loan portfolio overview (January 2022)

ShareShareSendSendTweet
Previous Post

Guru Spotlight: Judith Tan

Next Post

P2P Empire Comes to Estateguru: Three Interviews and a Review

Recommended for you

Marek Pärtel - Co-founder & Chairman
Company news

Estateguru’s audited annual report for 2021

July 1, 2022
Björn Kombächer
Company news

Interview With Björn Kombächer, Country Manager for Germany

June 30, 2022
Aerial view of Berlin skyline
Office life

Meet our German team

June 29, 2022
Guru Spotlight: Stefan Grabe
Office life

Guru Spotlight: Stefan Grabe

June 27, 2022
Mihkel-Stamm
Investing

The New European Crowdfunding Regulations – with Mihkel Stamm

June 22, 2022
Estateguru hits €100M for loans financed in Lithuania
Press

Estateguru hits €100M for loans financed in Lithuania

June 17, 2022

How to use Estateguru

A Guide To Setting Up The Custom Strategy

March 28, 2022
5 Reasons To Use Estateguru’s Investment Strategies

5 Reasons To Use Estateguru’s Investment Strategies

January 11, 2022
Investment Strategies User Guide

Investment Strategies User Guide

January 5, 2022
refer a friend

Our New and Improved Referral Program!

November 24, 2021
Instant Exit

Instant Exit Program User Guide

October 4, 2021
Load More

Sign up for our newsletter

Popular Posts

  • Aerial view of Berlin skyline

    Meet our German team

    2 shares
    Share 1 Tweet 1
  • The New European Crowdfunding Regulations – with Mihkel Stamm

    2 shares
    Share 1 Tweet 1
  • A Guide To Setting Up The Custom Strategy

    2 shares
    Share 1 Tweet 1
  • Interview With Björn Kombächer, Country Manager for Germany

    2 shares
    Share 1 Tweet 1
  • Loan portfolio overview (May of 2022)

    2 shares
    Share 1 Tweet 1
Estateguru P2P lending Blog

Estateguru is the leading Pan-European marketplace facilitating property-backed loans for SMEs and carefully selected investment opportunities for our global investor base.

Estateguru OÜ Tartu mnt 10/Pääsukese 2, Tallinn
Tel: +372 6412 777
Email: info@estateguru.co

Other Links

  • Start Investing
  • About Estateguru
  • FAQs
  • Cookies & Privacy Policy
  • Contact & Support
Trustpilot

© 2022 Estateguru - The leading European marketplace for short-term, property-backed loans.

No Result
View All Result
  • Investing
  • Borrowing
  • Portfolio overviews
  • Case studies
  • Press
  • Company news
  • Office life
  • To Estateguru.co
  • Create Account
  • lv Latviešu
  • lt Lietuvių
  • fi Suomi
  • et Eesti
  • en English
  • de Deutsch

© 2022 Estateguru - The leading European marketplace for short-term, property-backed loans.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In

Add New Playlist

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.