About Us

EstateGuru is the leading European marketplace for short-term, property-backed loans.

In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time?

Thus EstateGuru was born.

Today, more than half a decade later, we have facilitated more than 760 loans worth in excess of €117 million.  Over 24 000 investors, from all walks of life and hailing from 45 countries, have earned average returns of 12.1% by backing property loans in Estonia, Latvia, Lithuania, Spain, and Finland with the UK , Ireland and Portugal to follow soon.

Due to the large and diversified investor base, with millions of EUR available to lend, our borrowers can get the money they need to realise their plans quickly, on their own terms, and investors can access pre-vetted and diversified, cross-border investment opportunities with a low barrier to entry and total transparency.

Join us on our journey of building the bridges in property finance world.

Our Vision

We all have a real estate guru within, that part of us that can identify a great project and a promising investment opportunity when we see it. This guru knows that property is a great investment and good property investment opportunities can be found in every market.

But until now, most of us had to be content with dreaming. Without millions in the bank, you simply had no opportunity to invest in property beyond your own house or apartment.

We set about changing this.

We believe that everyone should be allowed to develop their inner guru, regardless of where they’re from or how wealthy they already are, which is why we facilitate investments from as little as €50.

We also believe that great projects deserve to be backed and that this backing should be fair, transparent and mutually beneficial to the investor and the borrower. Our team of seasoned real estate professionals are there to support our borrowers every step of the way while ensuring that we choose only the best, most secure projects for our investors.

This is EstateGuru – a marketplace that is fair, honest, and where everyone wins.

Join us, and together we can build something amazing

Estateguru timeline

Threshold of €100m exceeded

March, 2019

More than 20 000 investors

March, 2019

New identity and rebuilt UX/UI

October, 2018

Threshold of €50m exceeded

May, 2018

First credit line

February, 2018

300th loan funded

December, 2017

More than 10,000 investors

December, 2017

New markets

November, 2017

Threshold of €30m exceeded

June, 2017

Seed round of €240k

April, 2017

Threshold of €20m exceeded

June, 2017

All Baltics covered

November, 2016

Auto Invest feature

October, 2016

1st expansion abroad

August, 2016

Threshold of €10m exceeded

August, 2016

+10 team players in EstateGuru

February, 2016

Threshold of €1m exceeded

April, 2015

B2B Startup Accelerator

February, 2015

Seed round of €225k

June, 2016

Creation of EstateGuru

June, 2014

Our team

We’re incredibly proud of the team we’ve built to support our investors and borrowers. Brimming with knowledge about the property business and enthusiastic about helping our users get the best deals they can, we’re here to assist you at every turn.

With offices in four locations and more in the planning phase, we value local knowledge and expertise incredibly highly as we endeavour to create Europe’s greatest cross-border loan marketplace.

MAREK PÄRTEL

Co-Founder and CEO

Marek is a co-founder and CEO of EstateGuru. Marek received his university degree in business administration, which was followed by complementing his knowledge of the field in Stockholm University. Marek has been actively engaged in real estate business since 2002, when he set his focus on the real estate investment and development field in several European markets. His particular knowledge is supported by him being the co-founder and partner in property development group Invego (invego.ee). In his spare time, Marek is a passionate squash player, as he has also represented Estonia in various international competitions among the national squash team.

MIHKEL STAMM

COO

Mihkel has extensive experience in developing financial products in various markets and directing banking functions. Mihkel joined EstateGuru from Bigbank AS, where his previous duties included leading the Estonian sales network, being responsible for Bigbank Group's business processes and leading the development process for the new banking platform.

MARKO ARRO

Partner, CFO

Marko is one of the founders and CFO of EstateGuru. Marko has about 10 years experience working as CFO in various property development and investments companies. Marko has studied Financial Management at Estonian Business School (MBA).

Mihkel Roosme

Head of Business Development

Mihkel has been working in different managerial positions over 15 years - leading local and cross-border teams in operational and strategical level. He has a long managerial experience from Swedbank, which is one of the most efficient banks in Europe. As well as lead of several consulting projects related to change management, process efficiency and business restructuring.

ARARAT YUZBASHYAN

CTO

Ararat is responsible for establishing Estateguru technical vision and leading all aspects of technology development. Graduated from Yerevan State University, Informatics and Applied Mathematics Department, Phd of Technical Science.

KASPAR KALJUVEE

Partner, CRO

Kaspar has been active in the real estate field since 2007 after acquiring higher education in business and real estate development at Estonian Entrepreneurship University for Applied Sciences (EUAS). Kaspar has extensive experience in commercial real estate valuations and project analysis after working for Pindi Kinnisvara, one of the top real estate development and appraisal companies in the Baltics, as well as engaging in the smaller scale private real estate development of his own. Kaspar is also a member of The Estonian Association of Appraisers.

DANIIL AAL

Business Development Manager

Daniil is introducing EstateGuru opportunities to the borrowers and investors. He is also actively involved in EstateGuru expansion activites to other markets. Daniil is an Economics and Business Administration graduate from Aarhus University in Denmark and has also studied finance at Hong Kong Polytechnic University. During his studies, he has successfully completed internships at Danske Bank and Transiidikeskuse AS.

Mirjam Metsik

Junior Lawyer

Mirjam has a BA degree in Law and she is currently studying on her final year at the Master’s programme in Law at the University of Tartu.

Eric Noormets

Debt Collection Manager

Eric has a law degree and he will be responsible for improving EstateGuru’s debt management procedures to an even higher extent. Eric has 15 years of experience in debt management on local and international scale, which he will utilise while representing EstateGuru investors' claims in the reinforcement procedure.

Andres Luts

Baltic Risk Manager

For the past 8 years, his career has been related to credit risk, modelling, and real estate. He started his journey in Nordea Bank, where he was a credit analyst of real estate and construction companies. Last 3 years before EstateGuru he worked in the risk department in Coop Bank mainly supporting retail and corporate business lines in different risk-related issues.

STANISLAV KLEVTSOV

Management Consultant / Business Analyst

Stanislav is responsible for EstateGuru platform development and functioning. Stanislav has previously worked as financial analyst and management consultant in various Estonian companies. Stanislav graduated from Tallinn University of Technology, MBA.

KRISTJAN TOOP

Digital Marketing Manager

In EstateGuru Kristjan is responsible for the digital marketing. Kristjan has a degree in hardware and database management and he has gained digital marketing experience from Estonia’s best specialists in the field. Prior to EstateGuru, Kristjan was leading an international logistics company and working as a digital specialist.

TRIIN JÕELEHT

Investor Relationship Manager

Triin is responsible for handling the investor relationships and marketing at EstateGuru. She has graduated her Bachelor's degree from Tallinn University of Technology and Master's degree in International Business Economics from Aalborg University, Denmark.

BELLY RISTMÄGI

Credit Manager

Belly has 17 years of experience in banking. In EstateGuru, she is responsible for making sure the daily operations work smoothly. Also, Belly is introducing EstateGuru’s opportunities to the borrowers and investors.

TAURI TIIK

Loan Manager

Tauri is responsible for introducing EstateGuru's opportunities to borrowers and preparing the projects for the platform. Tauri has a university degree in Business Administration and prior experience from the banking sector and in entrepreneurship.

Pavel Artamonov

Junior Credit Manager

Pavel is responsible for founding new borrowers and introducing EstateGuru's opportunities to them. He studied Business and Marketing in Tallinn Univesity of Technology. Pavel has previously worked in sales for 1,5 years. (At the same time he is professional karate athlete and Estonia karate national team member since 2012).

BERT REILA

Marketing Associate

Bert introduces the EstateGuru platform to international p2p communities and influencers in addition to communicating with the platform's investors daily. He has experience in marketing and sales, having recently graduated the Tallinn University of Technology in Business Administration.

ARTŪRAS Konusevičius

Business Development Manager

Artūras has been active in the real estate field since 2011. He has experience in commercial real estate and market analysis after working for “Inreal”, one of the top real estate advising, appraisal and development companies in Lithuania. Arturas is also a member of The Lithuanian Association of Brokers. Arturas will be introducing EstateGuru's opportunities to the borrowers and investors of Lithuania.

VALDAS VICIULIS

Risk Analyst

With a background in real estate valuation and management, Valdas has broad experience in researching real estate markets and projects in several countries at leading property development and management companies in the Baltic region. At EstateGuru, Valdas is responsible for project analysis, risk assessment development and research of property markets.

Tadas Mineikis

Credit Manger

In EstateGuru Tadas is responsible for introducing EstateGuru opportunities to borrowers. He has obtained BSc Economics and Business from Stockholm School of Economics in Riga. Prior to joining EstateGuru team, Tadas has gained experience in sales and business development.

MADS HANSEN

Country Manager - UK

Mads is responsible for developing EstateGuru in the UK. He has graduated from Copenhagen Business School as MSc. in International Business and Politics, and has lived in London since 2015. Mads has broad experience in fintech having worked for Zopa, Lendable and recently founded his own business Accepty, that he runs while rolling out Estateguru.

DAINIS RUPAINIS

Business Development Manager - Latvia

Dainis is responsible for developing EstateGuru in Latvia. He has graduated from Aarhus University with a Business Administration and Economics degree, and has complemented his education in Korea University Business School. Dainis has broad experience of the Latvian real estate development market and the Latvian residential market.

ZANDA APINE

Client relationship manager

Zanda is introducing EstateGuru opportunities to the borrowers in Latvia. Currently finishing studies at Riga Technical university, programme of Engineering of Regional development and urban economics. She has previous experience in one of the biggest real estate companies – Arco Real Estate and strong knowledge about Latvia’s real estate market and new development projects.

ROLANDS EINSTALS

Loan Manager

In EstateGuru Rolands is responsible for introducing EstateGuru opportunities to borrowers. Currently he is finishing studies at BA Schoof of Business and Finance, programme of Risk Management and Insurance. Prior to joining EstateGuru team, Rolands gained experience in sales and product development.

KARL BAGGA

Advisor

Karl has worked on the trading desks of major investment banks in both London and New York for over a decade. He is an active angel investor with a particular focus on disruptive platforms in the FinTech space. He holds a Philosophy, Politics and Economics degree from the University of York.

PETER J JUN

Special Advisor

Mr. Jun is the Co-Founder and a Member of the Board of Arminius Funds 252 million EUR property fund focusing distressed commercial real estate opportunities in Europe. Prior to Arminius, Mr. Jun was at Lone Star Europe and a partner in Lone Star Fund V. Additionally, Mr. Jun served as a Member of the Supervisory Board of Allgemeine HypothekenBank Rheinboden AG, now Corealcredit Bank AG. Prior to Lone Star Europe, Mr. Jun was with The Praedium Group, New York, and Lehman Brothers, London. Mr. Jun is a graduate of Harvard University and received a Master’s degree in International Relations from the University of Amsterdam.

JOÃO MONTEIRO

Partner, advisor

João Monteiro is an Investor and International manager with the main focus on strategic repositioning and restructuring of business operations and supply chains. João is a Chairman of the Consumer Lending Platform Bondora and he is also working for Kuehne+Nagel as Global Head of New Business. João holds an AMP of the Harvard Business School.

Our team

We’re incredibly proud of the team we’ve built to support our investors and borrowers. Brimming with knowledge about the property business and enthusiastic about helping our users get the best deals they can, we’re here to assist you at every turn.

With offices in four locations and more in the planning phase, we value local knowledge and expertise incredibly highly as we endeavour to create Europe’s greatest cross-border loan marketplace.

MAREK PÄRTEL

Co-Founder and CEO

Marek is a co-founder and CEO of EstateGuru. Marek received his university degree in business administration, which was followed by complementing his knowledge of the field in Stockholm University. Marek has been actively engaged in real estate business since 2002, when he set his focus on the real estate investment and development field in several European markets. His particular knowledge is supported by him being the co-founder and partner in property development group Invego (invego.ee). In his spare time, Marek is a passionate squash player, as he has also represented Estonia in various international competitions among the national squash team.

MIHKEL STAMM

COO

Mihkel has extensive experience in developing financial products in various markets and directing banking functions. Mihkel joined EstateGuru from Bigbank AS, where his previous duties included leading the Estonian sales network, being responsible for Bigbank Group's business processes and leading the development process for the new banking platform.

MARKO ARRO

Partner, CFO

Marko is one of the founders and CFO of EstateGuru. Marko has about 10 years experience working as CFO in various property development and investments companies. Marko has studied Financial Management at Estonian Business School (MBA).

Mihkel Roosme

Head of Business Development

Mihkel has been working in different managerial positions over 15 years - leading local and cross-border teams in operational and strategical level. He has a long managerial experience from Swedbank, which is one of the most efficient banks in Europe. As well as lead of several consulting projects related to change management, process efficiency and business restructuring.

ARARAT YUZBASHYAN

CTO

Ararat is responsible for establishing Estateguru technical vision and leading all aspects of technology development. Graduated from Yerevan State University, Informatics and Applied Mathematics Department, Phd of Technical Science.

KASPAR KALJUVEE

Partner, CRO

Kaspar has been active in the real estate field since 2007 after acquiring higher education in business and real estate development at Estonian Entrepreneurship University for Applied Sciences (EUAS). Kaspar has extensive experience in commercial real estate valuations and project analysis after working for Pindi Kinnisvara, one of the top real estate development and appraisal companies in the Baltics, as well as engaging in the smaller scale private real estate development of his own. Kaspar is also a member of The Estonian Association of Appraisers.

DANIIL AAL

Business Development Manager

Daniil is introducing EstateGuru opportunities to the borrowers and investors. He is also actively involved in EstateGuru expansion activites to other markets. Daniil is an Economics and Business Administration graduate from Aarhus University in Denmark and has also studied finance at Hong Kong Polytechnic University. During his studies, he has successfully completed internships at Danske Bank and Transiidikeskuse AS.

Mirjam Metsik

Junior Lawyer

Mirjam has a BA degree in Law and she is currently studying on her final year at the Master’s programme in Law at the University of Tartu.

Eric Noormets

Debt Collection Manager

Eric has a law degree and he will be responsible for improving EstateGuru’s debt management procedures to an even higher extent. Eric has 15 years of experience in debt management on local and international scale, which he will utilise while representing EstateGuru investors' claims in the reinforcement procedure.

Andres Luts

Baltic Risk Manager

For the past 8 years, his career has been related to credit risk, modelling, and real estate. He started his journey in Nordea Bank, where he was a credit analyst of real estate and construction companies. Last 3 years before EstateGuru he worked in the risk department in Coop Bank mainly supporting retail and corporate business lines in different risk-related issues.

STANISLAV KLEVTSOV

Management Consultant / Business Analyst

Stanislav is responsible for EstateGuru platform development and functioning. Stanislav has previously worked as financial analyst and management consultant in various Estonian companies. Stanislav graduated from Tallinn University of Technology, MBA.

KRISTJAN TOOP

Digital Marketing Manager

In EstateGuru Kristjan is responsible for the digital marketing. Kristjan has a degree in hardware and database management and he has gained digital marketing experience from Estonia’s best specialists in the field. Prior to EstateGuru, Kristjan was leading an international logistics company and working as a digital specialist.

TRIIN JÕELEHT

Investor Relationship Manager

Triin is responsible for handling the investor relationships and marketing at EstateGuru. She has graduated her Bachelor's degree from Tallinn University of Technology and Master's degree in International Business Economics from Aalborg University, Denmark.

BELLY RISTMÄGI

Credit Manager

Belly has 17 years of experience in banking. In EstateGuru, she is responsible for making sure the daily operations work smoothly. Also, Belly is introducing EstateGuru’s opportunities to the borrowers and investors.

TAURI TIIK

Loan Manager

Tauri is responsible for introducing EstateGuru's opportunities to borrowers and preparing the projects for the platform. Tauri has a university degree in Business Administration and prior experience from the banking sector and in entrepreneurship.

Pavel Artamonov

Junior Credit Manager

Pavel is responsible for founding new borrowers and introducing EstateGuru's opportunities to them. He studied Business and Marketing in Tallinn Univesity of Technology. Pavel has previously worked in sales for 1,5 years. (At the same time he is professional karate athlete and Estonia karate national team member since 2012).

BERT REILA

Marketing Associate

Bert introduces the EstateGuru platform to international p2p communities and influencers in addition to communicating with the platform's investors daily. He has experience in marketing and sales, having recently graduated the Tallinn University of Technology in Business Administration.

ARTŪRAS Konusevičius

Business Development Manager

Artūras has been active in the real estate field since 2011. He has experience in commercial real estate and market analysis after working for “Inreal”, one of the top real estate advising, appraisal and development companies in Lithuania. Arturas is also a member of The Lithuanian Association of Brokers. Arturas will be introducing EstateGuru's opportunities to the borrowers and investors of Lithuania.

VALDAS VICIULIS

Risk Analyst

With a background in real estate valuation and management, Valdas has broad experience in researching real estate markets and projects in several countries at leading property development and management companies in the Baltic region. At EstateGuru, Valdas is responsible for project analysis, risk assessment development and research of property markets.

Tadas Mineikis

Credit Manger

In EstateGuru Tadas is responsible for introducing EstateGuru opportunities to borrowers. He has obtained BSc Economics and Business from Stockholm School of Economics in Riga. Prior to joining EstateGuru team, Tadas has gained experience in sales and business development.

MADS HANSEN

Country Manager - UK

Mads is responsible for developing EstateGuru in the UK. He has graduated from Copenhagen Business School as MSc. in International Business and Politics, and has lived in London since 2015. Mads has broad experience in fintech having worked for Zopa, Lendable and recently founded his own business Accepty, that he runs while rolling out Estateguru.

DAINIS RUPAINIS

Business Development Manager - Latvia

Dainis is responsible for developing EstateGuru in Latvia. He has graduated from Aarhus University with a Business Administration and Economics degree, and has complemented his education in Korea University Business School. Dainis has broad experience of the Latvian real estate development market and the Latvian residential market.

ZANDA APINE

Client relationship manager

Zanda is introducing EstateGuru opportunities to the borrowers in Latvia. Currently finishing studies at Riga Technical university, programme of Engineering of Regional development and urban economics. She has previous experience in one of the biggest real estate companies – Arco Real Estate and strong knowledge about Latvia’s real estate market and new development projects.

ROLANDS EINSTALS

Loan Manager

In EstateGuru Rolands is responsible for introducing EstateGuru opportunities to borrowers. Currently he is finishing studies at BA Schoof of Business and Finance, programme of Risk Management and Insurance. Prior to joining EstateGuru team, Rolands gained experience in sales and product development.

KARL BAGGA

Advisor

Karl has worked on the trading desks of major investment banks in both London and New York for over a decade. He is an active angel investor with a particular focus on disruptive platforms in the FinTech space. He holds a Philosophy, Politics and Economics degree from the University of York.

PETER J JUN

Special Advisor

Mr. Jun is the Co-Founder and a Member of the Board of Arminius Funds 252 million EUR property fund focusing distressed commercial real estate opportunities in Europe. Prior to Arminius, Mr. Jun was at Lone Star Europe and a partner in Lone Star Fund V. Additionally, Mr. Jun served as a Member of the Supervisory Board of Allgemeine HypothekenBank Rheinboden AG, now Corealcredit Bank AG. Prior to Lone Star Europe, Mr. Jun was with The Praedium Group, New York, and Lehman Brothers, London. Mr. Jun is a graduate of Harvard University and received a Master’s degree in International Relations from the University of Amsterdam.

JOÃO MONTEIRO

Partner, advisor

João Monteiro is an Investor and International manager with the main focus on strategic repositioning and restructuring of business operations and supply chains. João is a Chairman of the Consumer Lending Platform Bondora and he is also working for Kuehne+Nagel as Global Head of New Business. João holds an AMP of the Harvard Business School.

Job openings

Want to be member of our team? Do not hesitate to find it out!

See job openings