Real estate loans to suit your business

Estateguru offers your business fast, hassle-free financing without any unnecessary admin, red tape or waiting periods.

Modern, digital solution​

Easy and fast application process

Flexible terms and repayment schedules

Interest rates from 0.6% per month

Get an offer

Real estate loans to suit your business

Estateguru offers your business fast, hassle-free financing without any unnecessary admin, red tape or waiting periods.

Modern, digital solution

Easy and fast application process

Flexible terms and repayment schedules

Interest rates from 0.6% per month​

Get an offer
61.48%

Average loan to value (LTV)

14.0 Months

Average loan term

6,085

Funded loans

€768,954,465

Money lent

€126,369

Average loan size

See all statistics

All loans are secured with a mortgage and subjected to complex, data-driven risk analyses by our team of seasoned real estate professionals before being released to our investors.

61.48%
Average loan to value (LTV)
Average loan to value (LTV)
14.0 Months
Average loan term
Average loan term
6,085
Funded loans
Funded loans
€768,954,465
Money lent
Money lent
€126,369
Average loan size
Average loan size
See all statistics

All loans are secured with a mortgage and subjected to complex, data-driven risk analysis by our team of seasoned real estate professionals before released to our investors.

Loan types
Loan types

Development loan

Can be used to buy a land plot, renovate an existing building, build a completely new one, or carry out almost any form of real estate development.

View details

Bridge loan

A short-term real estate loan that gives you the necessary capital to continue your project until a permanent loan solution is acquired.

View details

Business loan

Raise capital for day-to-day business expenses and activities, expansion, acquisition of equipment or goods, or to cover pending obligations like taxes and admin fees.

View details

How does it work?

How does it work?

Application and analysis

Fill out the application form in as much detail as possible or contact us directly – loans@estateguru.co

We’ll either get back to you with follow-up questions or submit your application to our risk team for due diligence immediately. We aim to have this done within 24 hours. We’ll send you a non-binding, indicative offer.

Agreement and preparation

If the indicative offer meets your expectations and you agree in principle, our loan managers will start preparing the project on our platform.

Once the project is ready, we send you the contract with the final agreed binding offer. You’ll sign the contract and the project is then released onto the platform to our investors. Depending on the size of the loan, it may be funded anywhere from instantaneously to a few days.

Funding and payment

As soon as your project hits its funding target, we will set a notary appointment to sign the mortgage agreement for the collateral. Once the mortgage is signed, we release the funds to your bank account. You will be required to repay the loan according to the agreed schedule.

When the loan is repaid, the investors receive their funds, we cancel the mortgage on the collateral, and we all celebrate your successful project. There are no fees or penalties for early repayment. Simply notify us that you plan to do so, and we will assist you.
Ready for a loan quote?

Let's get started! You can get the quick and easy loan process started by completing this form.

Let us know where you are located, the value of your proposed collateral and the amount you'd like to borrow.

Bear in mind that our maximum Loan to Value ratio is 75%. The loan period is calculated by month. If you'd like to skip this process and have one of our loan managers contact you directly, please send an email to info@estateguru.co

Funded projects

6,085 funded projects and counting

Loan amount

€ 1,229,000

Development loan
Lithuania Lithuania

The loan was used to finance construction of a business center in Vilnius, Lithuania

Loan amount

€ 670,500

Business loan
Estonia Estonia

The borrower raised capital to refinance an outstanding Estateguru loan with the purpose of extending the loan period.

Loan amount

€ 149,500

Bridge loan
Latvia Latvia

The borrower raised capital to purchase an apartment property in Jurmala, Latvia

Loan amount

€ 2,251,181

Business loan
Lithuania Lithuania

The loan was used to finance the continuation of construction for a project in Klaipeda Loftai in Klaipeda, Lithuania

Loan amount

€ 850,000

Bridge loan
Spain Spain

The loan was used to finance the purchase of a property and preparation costs of a development project in Portugal

Loan amount

€ 300,000

Development loan
Finland Finland

The borrower raised capital to continue the construction of a residential building in Vantaa, Finland

Loan amount

€ 1,380,000

Development loan
Latvia Latvia

The borrower raised capital for construction of an apartment building in Tukums, Latvia

Loan amount

€ 5,507,470

Development loan
Estonia Estonia

The borrower raised capital to develop apartment buildings in Kalamaja, one of the most desirable districts in Tallinn

Frequently asked questions

Contact us

Contact us

Have questions about loans?

Call us at +372 6412 777 or leave your contact information and our
dedicated team will get back to you within two working days.

Estateguru

Useful Links

Legal

Help Center

Offices

HQ, Estonia
Tartu mnt 10/Pääsukese 2
Tallinn, 10145
+372 641 2777

Latvia
Ģertrūdes iela 10 – 19
Rīga, LV-1010
+371 25457755

Lithuania
Technopolis/Delta
J. Balčikonio gatvė 9
LT-08314, Vilnius
+37067760258

United Kingdom
53 King Street Manchester
Manchester, M2 4LQ
+44 161 359 4642

Finland
Sofiankatu 4 C
Helsinki, 10145
+358 50 414 1641

Germany
Kurfürstendamm 165
Berlin, 10707
+372 641 2777

Armenia
0014, Yerevan
Azatutyan Ave.
24/17 Business plaza E
+374 95 050 909

This crowdfunding platform is operated by

Estateguru OÜ

(an Estonian company, registration code 12558919)

The activities of Estateguru are regulated and supervised by

Finantsinspektsioon (the Estonian Financial Supervision and Resolution Authority).

Estateguru is a licensed European crowdfunding service provider operating under an activity licence issued under decision of Finantsinspektsioon no. 4.1-1/48.

Bank of Lithuania
Company code: 188607684
Gedimino ave. 6, LT-01103 Vilnius
Free information line 8 800 50 500, fax. (8 5) 268 0038, info@lb.lt

Estateguru Lietuva, UAB is included in the
Public List of Operators of Concentrated Financing Platforms administered by the Bank of Lithuania.

Bank of Lithuania Consumer and Financial Market Participant Dispute Resolution Procedure.

Estateguru Finland Oy is registered as a crowdfunding intermediary and supervised by the Finnish Financial Supervision Authority Finanssivalvonta (FIN-FSA).

Platform operator

In Lithuania: Estateguru Lietuva, UAB | Company code: 305009401

In Finland: Estateguru Finland Oy | Company code: 3013863-3

In other countries: Estateguru OÜ | Company code: 12558919

Payment operator

Partner of Lemonway, a European payment institution accredited in France by the ACPR (CIB 16568).

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Crowdfunding is not covered by the insurance coverage provided by the laws on insurance of deposits and liabilities to investors of the European Union member states. The acquisition of this asset is associated with considerable risks and can lead to the complete loss of the invested assets.

Investing involves the risk of losing some or all of the money you invest. The information provided cannot be considered an investment recommendation. For more information on investment risks, see the Investor Risk Report.

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