Development Finance

Development Land Loan

Funding to acquire and prepare land for development, secured against the site itself. Drawn in stages, so you pay only for what your project actually needs. A straight answer before you commit to the deal.

Trusted by developers across the Baltics

FUNDING FUNDAMENTALS

What to expect before you apply.

The same parameters apply to every development land scenario we review.

Collateral

1st-rank mortgage on the site

Land held as security, valued at current market value.

Max Loan Amount

Up to 65% of land value

Sized against current valuation, not projected end value.

Term

6–24 months

Matched to permitting, planning, or resale timelines.

Interest

Fixed rate, no Euribor add-on

Paid daily, only on the portion drawn.

WHO THIS SUITS

Built for developers moving on real sites.

You’re acquiring or already hold development land and need capital secured against the site.

You have a clear exit — sale, refinance, or income once the project completes.

Planning, permitting, or land-prep costs need funding before construction finance kicks in.

Your timeline is tight, or the deal doesn’t fit a standard bank credit process.

You want to draw funds in stages and pay interest only on what’s used.

You want the option to repay early without a penalty.

Three steps, no guesswork.

Structured assessment, clear terms, and execution when the scenario fits.

Step 1 icon

Submit

Tell us about the site, the amount, and your development timeline.

Step 2 icon

Assess

We review the site, the numbers, and the exit — and give you a straight answer.

Step 3 icon

Fund

Documentation completes and funds are released, in stages if agreed.

€950M+

Total Funded

160K+

Active Investors

16,000+

Loans Issued

12+

Years in Baltic Property Finance

Beyond This Loan

Explore our other loan types

Wherever your project is right now, one of these should fit.

Infrastructure

Roads, utilities, and site prep ahead of construction.

Construction

Staged funding once your development moves to build.

Refinancing

Replace an existing facility with terms that fit better.

Equity Release

Free up capital from property you already own outright.

Request a Quote

Tell us about the site. We'll come back with a straight answer.

Share the basics of your development land scenario and a member of our lending team will assess it and respond within 48 hours.

Wherever your project is right now, one of these should fit.

Development Land Loans

Bring the site. We'll tell you if it can be funded.

Share the asset, funding amount, timeframe, and exit strategy — if the scenario fits, we move quickly.

For property backed and business lending enquiries.

Prefer to talk?

+372 609 3885

Send us your scenario

info@estateguru.co

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